Median rent is 10% lower in Modesto ($1,609/mo vs $1,779/mo). Buying is cheaper in Modesto, where the median home runs $415,600 versus $751,700. Households earn more in New York ($79,713 vs $77,899 a year).
City A
Modesto, CA
City B
New York, NY
How much would you need to earn in New York, NY to maintain your standard of living from Modesto, CA?
A cost-of-living index isn't available for one of these cities yet, so we can't compute an equivalent salary.
Based on BEA Regional Price Parity (cost index) for each city's metro area. A rough estimate of overall purchasing power, not tax or take-home pay.
Metric
Modesto
California
New York
New York
👥Population
💰Median Household Income
Annual
🏠Median Gross Rent
Per month
🏡Median Home Value
📊Cost of Living Index
US avg = 100
🔑1BR Fair Market Rent
HUD FMR
🔑2BR Fair Market Rent
HUD FMR
🔑3BR Fair Market Rent
HUD FMR
🌬️Air Quality Index
Lower = cleaner
🏛️Top State Income Tax
Top marginal rate
🧾State Sales Tax
Statewide base rate
🎂Median Age
Years
✓ = better value · Sources: US Census ACS, BEA RPP, HUD FMR, EPA AirNow, Tax Foundation
Median rent is modestly lower in Modesto at $1,609/mo compared to $1,779/mo in New York (10% gap). Home buyers face a steeper market in New York: the median home is $751,700 versus $415,600 in Modesto — 45% more expensive.
1BR Fair Market Rent
2BR Fair Market Rent
BLS OEWS 2023 — metro-level data
California's top income tax rate is 13.30% versus 10.90% in New York, so New York is more tax-friendly for high earners. Sales tax is 7.25% in California and 4.00% in New York; New York has the lower rate (local add-ons may apply in both).
Modesto
Income tax: 13.30%
Sales tax: 7.25%
New York
Income tax: 10.90%
Sales tax: 4.00%
Modesto has cleaner air on average: 26.0 AQI (Good) compared to 61.0 AQI (Moderate) in the other city. Lower AQI means cleaner, healthier air.
Pick Modesto if you prioritize cleaner air quality (avg AQI 26.0).
Pick New York if you prioritize lower state income tax (10.90%).
Is Modesto cheaper than New York?
Cost of living index data is not yet available for one or both cities.
How much is rent in Modesto vs New York?
Median rent is $1,609/mo in Modesto, CA and $1,779/mo in New York, NY. Modesto, CA has the lower rent by about 10%.
Which has higher salaries — Modesto or New York?
Median household income is $77,899 in Modesto, CA and $79,713 in New York, NY. New York, NY has the higher median income. Note that BLS occupational wages in the table above show wages for specific jobs.
Which city has better air quality?
Modesto, CA has better air quality on average: 26.0 AQI versus 61.0 AQI. Both are EPA AirNow annual averages; lower is better.
Which has lower taxes — Modesto or New York?
California's top income tax rate is 13.30% and New York's is 10.90%. New York, NY has the lower rate.
What salary do I need in New York to match my Modesto income?
RPP data needed for salary equivalence calculation is not yet available.
Data last updated: December 1, 2024 · Sources: US Census ACS, BEA RPP, BLS OEWS, HUD FMR, EPA AirNow, Tax Foundation · Methodology