Chattanooga, Tennessee has an overall cost of living index of 92.3, which is 7.7 points below the US average of 100 — making it more affordable than most American cities. Renters pay a median of $1,256 per month, while the typical home is valued around $283,200. Households earn a median of $64,523 per year, leaving rent at a manageable share of income for many residents. Air quality is moderate, with an average AQI of 54. Below: housing costs, local wages by occupation, neighborhoods, climate, jobs and major industries, and healthcare access — all drawn from US Census, BEA, BLS, HUD, EPA, and NOAA data.
$64,523
Median Income / yr
Census ACS
$1,256
Median Rent / mo
Census ACS
$283,200
Median Home Value
Census ACS
92.3
Cost of Living Index
1BR Fair Market Rent
N/A
HUD · FY2024
2BR Fair Market Rent
N/A
HUD · FY2024
3BR Fair Market Rent
N/A
HUD · FY2024
Fair Market Rent is the 40th percentile of gross rents in the metro area · HUD FY2024
Each category indexed to the US average of 100. Below 100 = cheaper than average.
Overall
92.3
Goods
94.1
Rents / Housing
78.3
Services
78.9
Source: BEA Regional Price Parities (metro-level)
| Occupation | Median Annual Wage |
|---|---|
| Software Developer | $110,710 |
| Registered Nurse | $80,740 |
| Elementary Teacher | $56,990 |
| Electrician | $60,110 |
| Accountant | $79,160 |
| Plumber | $58,970 |
| Nurse Practitioner | $362,490 |
| Civil Engineer | $105,410 |
| Operations Manager | $124,640 |
| Market Research Analyst | $77,180 |
| Health Services Manager | $123,640 |
| Truck Driver | $54,710 |
| Physician Assistant | N/A |
| Surgeon | N/A |
| Data Scientist | N/A |
| Computer Engineer | N/A |
Source: BLS OEWS 2023 (metro-level data)
Population
185,783
Latest estimate
Median Age
36.3 yrs
Census ACS
54.0
Moderate0 = clean · 50 = moderate boundary · lower is better
Source: EPA AirNow
Total Neighborhoods
21
Tracked in our database
Avg Walk Score
N/A
0–100 scale
Avg Median Rent
$1,053
Per month
Avg Home Value
$253,095
Census ACS
| Neighborhood | Walk Score | Median Rent | Home Value |
|---|---|---|---|
| ZIP 37341 | — | $1,065 | $227,000 |
| ZIP 37343 | — | $1,116 | $244,600 |
| ZIP 37351 | — | — | $139,500 |
| ZIP 37363 | — | $1,400 | $318,500 |
| ZIP 37377 | — | $1,302 | $438,200 |
| ZIP 37402 | — | $662 | $414,500 |
| ZIP 37403 | — | $1,169 | $434,500 |
| ZIP 37404 | — | $909 | $219,000 |
| ZIP 37405 | — | $1,198 | $374,400 |
| ZIP 37406 | — | $893 | $140,700 |
Showing top 10 of 21 tracked neighborhoods.
January Avg
41°F
July Avg
80°F
Sunny Days / Year
—
Annual Snowfall
—
Climate category: Temperate · Source: NOAA/NCEI 30-year normals.
Healthcare Score
30.7
poor
Hospitals
5
Doctors per 1,000
1.00
Insurance Coverage
87.8%
Chattanooga has a Regional Price Parity (RPP) index of 92.3. The US national average is 100, so Chattanooga is 7.7 points below the national average.
The median gross rent in Chattanooga is $1,256 per month according to US Census ACS data.
The median household income in Chattanooga is $64,523 per year.
The median home value in Chattanooga is $283,200 based on the latest Census ACS survey.
Chattanooga has an average Air Quality Index (AQI) of 54.0, which is rated "Moderate" by the EPA. Lower AQI values indicate cleaner air.
Tax data for Tennessee is not yet available.
Data last updated: June 1, 2026 · Sources: US Census ACS, BEA RPP, BLS OEWS, HUD FMR, EPA AirNow, Tax Foundation · Methodology
