Pensacola, Florida has an overall cost of living index of 97.8, which is 2.2 points below the US average of 100 — making it about average versus most American cities. Renters pay a median of $1,322 per month, while the typical home is valued around $314,400. Households earn a median of $74,212 per year, leaving rent at a manageable share of income for many residents. Below: housing costs, local wages by occupation, neighborhoods, climate, jobs and major industries, and healthcare access — all drawn from US Census, BEA, BLS, HUD, EPA, and NOAA data.
Median Household Income
$74,212
Annual · Census ACS
Median Gross Rent
$1,322
Per month · Census ACS
Median Home Value
$314,400
Census ACS
Cost of Living Index
97.8
BEA RPP · US avg = 100
Studio FMR
$1,112
HUD Fair Market Rent
1BR Fair Market Rent
$1,257
HUD FMR
2BR Fair Market Rent
$1,471
HUD FMR
3BR Fair Market Rent
$1,952
HUD FMR
HUD Fair Market Rent = 40th percentile gross rent · FY2024
Each category is indexed to the US average of 100. Below 100 = cheaper than average.
Overall
97.8
Goods
96.3
Rents / Housing
96.7
Services
91.4
Source: BEA Regional Price Parities (metro-level)
| Occupation | Median Annual Wage |
|---|---|
| 💻Software Developer | $117,750 |
| 🏥Registered Nurse | $83,320 |
| 📚Elementary Teacher | $53,580 |
| ⚡Electrician | $50,600 |
| 📊Accountant | $74,360 |
| 🔧Plumber | $48,030 |
| ⚕️Nurse Practitioner | $291,870 |
| 🏗️Civil Engineer | $101,690 |
| 👔Operations Manager | $109,960 |
| 📈Market Research Analyst | $75,820 |
| 🏢Health Services Manager | $109,540 |
| 🚛Truck Driver | $51,150 |
| 👨⚕️Physician Assistant | N/A |
| 🩺Surgeon | N/A |
| 🧮Data Scientist | N/A |
| 🖥️Computer Engineer | $112,770 |
Source: BLS OEWS 2023 (metro-level data)
Population
54,036
Latest estimate
Median Age
41.3 yrs
Census ACS
🌬️
AQI data not available
Source: EPA AirNow
Total Neighborhoods
5
Tracked in our database
Avg Walk Score
48
0–100 scale
Avg Median Rent
$1,268
Per month
Avg Home Value
$261,200
Census ACS
January Avg
53°F
July Avg
83°F
Sunny Days / Year
—
Annual Snowfall
—
Climate category: Subtropical · Source: NOAA/NCEI 30-year normals.
Healthcare Score
30.6
poor
Hospitals
3
Doctors per 1,000
1.00
Insurance Coverage
88.7%
What is the cost of living index for Pensacola?
Pensacola has a Regional Price Parity (RPP) index of 97.8. The US national average is 100, so Pensacola is 2.2 points below the national average.
What is the median rent in Pensacola?
The median gross rent in Pensacola is $1,322 per month according to US Census ACS data.
What is the median household income in Pensacola?
The median household income in Pensacola is $74,212 per year.
What is the median home value in Pensacola?
The median home value in Pensacola is $314,400 based on the latest Census ACS survey.
How is the air quality in Pensacola?
Air quality data for Pensacola is not yet available.
What are the taxes like in Pensacola?
Tax data for Florida is not yet available.
Data last updated: December 1, 2026 · Sources: US Census ACS, BEA RPP, BLS OEWS, HUD FMR, EPA AirNow, Tax Foundation · Methodology
