Gainesville, Florida has an overall cost of living index of 94.1, which is 5.9 points below the US average of 100 — making it more affordable than most American cities. Renters pay a median of $1,296 per month, while the typical home is valued around $247,500. Households earn a median of $46,195 per year, so rent absorbs a relatively high share of local income. Air quality is moderate, with an average AQI of 53. Below: housing costs, local wages by occupation, neighborhoods, climate, jobs and major industries, and healthcare access — all drawn from US Census, BEA, BLS, HUD, EPA, and NOAA data.
$46,195
Median Income / yr
Census ACS
$1,296
Median Rent / mo
Census ACS
$247,500
Median Home Value
Census ACS
94.1
Cost of Living Index
Studio FMR
$1,154
HUD · FY2024
1BR Fair Market Rent
$1,246
HUD · FY2024
2BR Fair Market Rent
$1,493
HUD · FY2024
3BR Fair Market Rent
$1,868
HUD · FY2024
Fair Market Rent is the 40th percentile of gross rents in the metro area · HUD FY2024
Each category indexed to the US average of 100. Below 100 = cheaper than average.
Overall
94.1
Goods
97.4
Rents / Housing
73.6
Services
130.2
Source: BEA Regional Price Parities (metro-level)
| Occupation | Median Annual Wage |
|---|---|
| Software Developer | N/A |
| Registered Nurse | $93,220 |
| Elementary Teacher | $73,570 |
| Electrician | $75,160 |
| Accountant | $88,790 |
| Plumber | $63,720 |
| Nurse Practitioner | $250,260 |
| Civil Engineer | $90,280 |
| Operations Manager | $123,050 |
| Market Research Analyst | $74,560 |
| Health Services Manager | $147,780 |
| Truck Driver | $59,880 |
| Physician Assistant | N/A |
| Surgeon | N/A |
| Data Scientist | N/A |
| Computer Engineer | N/A |
Source: BLS OEWS 2023 (metro-level data)
Population
145,702
Latest estimate
Median Age
26.5 yrs
Census ACS
53.0
Moderate0 = clean · 50 = moderate boundary · lower is better
Source: EPA AirNow
Total Neighborhoods
11
Tracked in our database
Avg Walk Score
N/A
0–100 scale
Avg Median Rent
$1,186
Per month
Avg Home Value
$242,744
Census ACS
| Neighborhood | Walk Score | Median Rent | Home Value |
|---|---|---|---|
| ZIP 32601 | — | $1,031 | $231,800 |
| ZIP 32603 | — | $1,138 | $284,100 |
| ZIP 32605 | — | $1,382 | $247,600 |
| ZIP 32606 | — | $1,576 | $294,900 |
| ZIP 32607 | — | $1,178 | $276,400 |
| ZIP 32608 | — | $1,285 | $321,200 |
| ZIP 32609 | — | $1,046 | $155,000 |
| ZIP 32610 | — | — | — |
| ZIP 32612 | — | — | — |
| ZIP 32641 | — | $955 | $121,800 |
Showing top 10 of 11 tracked neighborhoods.
January Avg
55°F
July Avg
82°F
Sunny Days / Year
—
Annual Snowfall
—
Climate category: Subtropical · Source: NOAA/NCEI 30-year normals.
Healthcare Score
31.6
poor
Hospitals
3
Doctors per 1,000
1.00
Insurance Coverage
92.6%
Gainesville has a Regional Price Parity (RPP) index of 94.1. The US national average is 100, so Gainesville is 5.9 points below the national average.
The median gross rent in Gainesville is $1,296 per month according to US Census ACS data.
The median household income in Gainesville is $46,195 per year.
The median home value in Gainesville is $247,500 based on the latest Census ACS survey.
Gainesville has an average Air Quality Index (AQI) of 53.0, which is rated "Moderate" by the EPA. Lower AQI values indicate cleaner air.
Tax data for Florida is not yet available.
Data last updated: June 1, 2026 · Sources: US Census ACS, BEA RPP, BLS OEWS, HUD FMR, EPA AirNow, Tax Foundation · Methodology
