Median rent is 28% lower in Tucson ($1,145/mo vs $1,582/mo). Buying is cheaper in Tucson, where the median home runs $266,200 versus $420,700. Households earn more in Phoenix ($81,332 vs $57,073 a year). Taken together, Tucson is the more affordable choice with a cost index of 89.9 against 104.7 — about 14% lower overall prices. After adjusting income for local prices, a typical paycheck stretches further in Phoenix, AZ.
Cost of living verdict
Tucson is 14% cheaper overall
Cost of Living Index: 89.9 in Tucson vs 104.7 in Phoenix (US national average = 100)
City A
Phoenix, AZ
City B
Tucson, AZ
How much would you need to earn in Tucson, AZ to maintain your standard of living from Phoenix, AZ?
Equivalent salary in Tucson, AZ
$64,409
You could earn $10,591 less (14% lower) and break even.
Based on BEA Regional Price Parity (cost index) for each metro area. This estimates overall purchasing power; it does not account for taxes or take-home pay differences.
Metric
Phoenix
Arizona
Tucson
Arizona
Population
Median Household Income
Annual
Median Gross Rent
Per month
Median Home Value
Cost of Living Index
US avg = 100
1BR Fair Market Rent
HUD FMR
2BR Fair Market Rent
HUD FMR
3BR Fair Market Rent
HUD FMR
Air Quality Index
Lower = cleaner
Top State Income Tax
Top marginal rate
State Sales Tax
Statewide base rate
Median Age
Years
✓ = better value · Sources: Census ACS, BEA, HUD Fair Market Rents, EPA AirNow, Tax Foundation
Renters will find significantly cheaper housing in Tucson — median rent of $1,145/mo versus $1,582/mo in Phoenix, a 28% difference. Home buyers face a steeper market in Phoenix: the median home is $420,700 versus $266,200 in Tucson — 37% more expensive.
Metric
Phoenix
Tucson
Software Developer
Registered Nurse
Elementary Teacher
Electrician
Accountant
Higher wage highlighted · BLS OEWS 2023 (metro-level data)
State tax data is not yet available for these cities.
Phoenix
Income tax: N/A
Sales tax: N/A
Tucson
Income tax: N/A
Sales tax: N/A
Tucson has cleaner air on average: 26.0 AQI (Good) compared to 28.0 AQI (Good) in the other city. Lower AQI means cleaner, healthier air.
Pick Tucson if you prioritize lower overall cost of living (index 89.9 vs 104.7).
Pick Phoenix if you prioritize higher median household income ($81,332/yr).
Pick Tucson if you prioritize cheaper rent ($1,145/mo median).
Tucson is cheaper overall, with a cost of living index of 89.9 versus 104.7 (US average = 100). That means prices run about 14% lower in Tucson.
Median rent is $1,582/mo in Phoenix, AZ and $1,145/mo in Tucson, AZ. Tucson, AZ has the lower rent by about 28%.
Median household income is $81,332 in Phoenix, AZ and $57,073 in Tucson, AZ. Phoenix, AZ has the higher median income. Note that BLS occupational wages in the table above show wages for specific jobs.
Tucson, AZ has better air quality on average: 26.0 AQI versus 28.0 AQI. Both are EPA AirNow annual averages; lower is better.
State tax data is not yet available for one or both cities.
To maintain the same purchasing power, a salary of $100,000 in Phoenix, AZ is equivalent to roughly $85,879 in Tucson, AZ (using the BEA Regional Price Parity ratio). Use the salary calculator above for any income amount.
Data last updated: June 1, 2026 · Sources: US Census ACS, BEA RPP, BLS OEWS, HUD FMR, EPA AirNow, Tax Foundation · Methodology
