Median rent is 12% lower in Sacramento ($1,779/mo vs $2,030/mo). Buying is cheaper in Sacramento, where the median home runs $506,300 versus $607,600. Households earn more in Ontario ($88,941 vs $87,321 a year). Taken together, Ontario is the more affordable choice with a cost index of 107.3 against 109.1 — about 2% lower overall prices. After adjusting income for local prices, a typical paycheck stretches further in Ontario, CA.
Quick verdict
Ontario is 2% cheaper overall
Cost index: 107.3 in Ontario vs 109.1 in Sacramento (US average = 100)
City A
Ontario, CA
City B
Sacramento, CA
How much would you need to earn in Sacramento, CA to maintain your standard of living from Ontario, CA?
Equivalent salary in Sacramento, CA
$76,223
You'd need $1,223 more (2% higher).
Based on BEA Regional Price Parity (cost index) for each city's metro area. A rough estimate of overall purchasing power, not tax or take-home pay.
Metric
Ontario
California
Sacramento
California
👥Population
💰Median Household Income
Annual
🏠Median Gross Rent
Per month
🏡Median Home Value
📊Cost of Living Index
US avg = 100
🔑1BR Fair Market Rent
HUD FMR
🔑2BR Fair Market Rent
HUD FMR
🔑3BR Fair Market Rent
HUD FMR
🌬️Air Quality Index
Lower = cleaner
🏛️Top State Income Tax
Top marginal rate
🧾State Sales Tax
Statewide base rate
🎂Median Age
Years
✓ = better value · Sources: US Census ACS, BEA RPP, HUD FMR, EPA AirNow, Tax Foundation
Median rent is modestly lower in Sacramento at $1,779/mo compared to $2,030/mo in Ontario (12% gap). Median home values are within 17% of each other: $607,600 in Ontario and $506,300 in Sacramento.
1BR Fair Market Rent
2BR Fair Market Rent
BLS OEWS 2023 — metro-level data
State tax data is not yet available for these cities.
Ontario
Income tax: N/A
Sales tax: N/A
Sacramento
Income tax: N/A
Sales tax: N/A
Air quality data is available for Sacramento (avg AQI 52.0) but not yet for Ontario.
Pick Sacramento if you prioritize cheaper rent ($1,779/mo median).
Is Ontario cheaper than Sacramento?
Ontario is cheaper overall, with a cost of living index of 107.3 versus 109.1 (US average = 100). That means prices run about 2% lower in Ontario.
How much is rent in Ontario vs Sacramento?
Median rent is $2,030/mo in Ontario, CA and $1,779/mo in Sacramento, CA. Sacramento, CA has the lower rent by about 12%.
Which has higher salaries — Ontario or Sacramento?
Median household income is $88,941 in Ontario, CA and $87,321 in Sacramento, CA. Ontario, CA has the higher median income. Note that BLS occupational wages in the table above show wages for specific jobs.
Which city has better air quality?
Air quality data is not yet available for one or both cities.
Which has lower taxes — Ontario or Sacramento?
State tax data is not yet available for one or both cities.
What salary do I need in Sacramento to match my Ontario income?
To maintain the same purchasing power, a salary of $100,000 in Ontario, CA is equivalent to roughly $101,630 in Sacramento, CA (using the BEA Regional Price Parity ratio). Use the salary calculator above for any income amount.
Data last updated: December 1, 2026 · Sources: US Census ACS, BEA RPP, BLS OEWS, HUD FMR, EPA AirNow, Tax Foundation · Methodology
