Median rent is 44% lower in South Bend ($1,000/mo vs $1,779/mo). Buying is cheaper in South Bend, where the median home runs $124,500 versus $751,700. Households earn more in New York ($79,713 vs $52,512 a year).
City A
New York, NY
City B
South Bend, IN
How much would you need to earn in South Bend, IN to maintain your standard of living from New York, NY?
A cost-of-living index isn't available for one of these cities yet, so we can't compute an equivalent salary.
Based on BEA Regional Price Parity (cost index) for each city's metro area. A rough estimate of overall purchasing power, not tax or take-home pay.
Metric
New York
New York
South Bend
Indiana
👥Population
💰Median Household Income
Annual
🏠Median Gross Rent
Per month
🏡Median Home Value
📊Cost of Living Index
US avg = 100
🔑1BR Fair Market Rent
HUD FMR
🔑2BR Fair Market Rent
HUD FMR
🔑3BR Fair Market Rent
HUD FMR
🌬️Air Quality Index
Lower = cleaner
🏛️Top State Income Tax
Top marginal rate
🧾State Sales Tax
Statewide base rate
🎂Median Age
Years
✓ = better value · Sources: US Census ACS, BEA RPP, HUD FMR, EPA AirNow, Tax Foundation
Renters will find significantly cheaper housing in South Bend — median rent of $1,000/mo versus $1,779/mo in New York, a 44% difference. Home buyers face a steeper market in New York: the median home is $751,700 versus $124,500 in South Bend — 83% more expensive.
1BR Fair Market Rent
2BR Fair Market Rent
BLS OEWS 2023 — metro-level data
New York's top income tax rate is 10.90% versus 3.05% in Indiana, so South Bend is more tax-friendly for high earners. Sales tax is 4.00% in New York and 7.00% in Indiana; New York has the lower rate (local add-ons may apply in both).
New York
Income tax: 10.90%
Sales tax: 4.00%
South Bend
Income tax: 3.05%
Sales tax: 7.00%
Air quality data is available for New York (avg AQI 61.0) but not yet for South Bend.
Pick New York if you prioritize higher median household income ($79,713/yr).
Pick South Bend if you prioritize cheaper rent ($1,000/mo median).
Pick South Bend if you prioritize lower state income tax (3.05%).
Is New York cheaper than South Bend?
Cost of living index data is not yet available for one or both cities.
How much is rent in New York vs South Bend?
Median rent is $1,779/mo in New York, NY and $1,000/mo in South Bend, IN. South Bend, IN has the lower rent by about 44%.
Which has higher salaries — New York or South Bend?
Median household income is $79,713 in New York, NY and $52,512 in South Bend, IN. New York, NY has the higher median income. Note that BLS occupational wages in the table above show wages for specific jobs.
Which city has better air quality?
Air quality data is not yet available for one or both cities.
Which has lower taxes — New York or South Bend?
New York's top income tax rate is 10.90% and Indiana's is 3.05%. South Bend, IN has the lower rate.
What salary do I need in South Bend to match my New York income?
RPP data needed for salary equivalence calculation is not yet available.
Data last updated: December 1, 2024 · Sources: US Census ACS, BEA RPP, BLS OEWS, HUD FMR, EPA AirNow, Tax Foundation · Methodology