Median rent is 10% lower in New York ($1,779/mo vs $1,982/mo). Buying is cheaper in Saugus, where the median home runs $589,500 versus $751,700. Households earn more in Saugus ($100,819 vs $79,713 a year).
City A
New York, NY
City B
Saugus, MA
How much would you need to earn in Saugus, MA to maintain your standard of living from New York, NY?
A cost-of-living index isn't available for one of these cities yet, so we can't compute an equivalent salary.
Based on BEA Regional Price Parity (cost index) for each city's metro area. A rough estimate of overall purchasing power, not tax or take-home pay.
Metric
New York
New York
Saugus
Massachusetts
👥Population
💰Median Household Income
Annual
🏠Median Gross Rent
Per month
🏡Median Home Value
📊Cost of Living Index
US avg = 100
🔑1BR Fair Market Rent
HUD FMR
🔑2BR Fair Market Rent
HUD FMR
🔑3BR Fair Market Rent
HUD FMR
🌬️Air Quality Index
Lower = cleaner
🏛️Top State Income Tax
Top marginal rate
🧾State Sales Tax
Statewide base rate
🎂Median Age
Years
✓ = better value · Sources: US Census ACS, BEA RPP, HUD FMR, EPA AirNow, Tax Foundation
Median rent is modestly lower in New York at $1,779/mo compared to $1,982/mo in Saugus (10% gap). Home buyers face a steeper market in New York: the median home is $751,700 versus $589,500 in Saugus — 22% more expensive.
1BR Fair Market Rent
2BR Fair Market Rent
BLS OEWS 2023 — metro-level data
New York's top income tax rate is 10.90% versus 9.00% in Massachusetts, so Saugus is more tax-friendly for high earners. Sales tax is 4.00% in New York and 6.25% in Massachusetts; New York has the lower rate (local add-ons may apply in both).
New York
Income tax: 10.90%
Sales tax: 4.00%
Saugus
Income tax: 9.00%
Sales tax: 6.25%
Air quality data is available for New York (avg AQI 61.0) but not yet for Saugus.
Pick Saugus if you prioritize higher median household income ($100,819/yr).
Pick Saugus if you prioritize lower state income tax (9.00%).
Is New York cheaper than Saugus?
Cost of living index data is not yet available for one or both cities.
How much is rent in New York vs Saugus?
Median rent is $1,779/mo in New York, NY and $1,982/mo in Saugus, MA. New York, NY has the lower rent by about 10%.
Which has higher salaries — New York or Saugus?
Median household income is $79,713 in New York, NY and $100,819 in Saugus, MA. Saugus, MA has the higher median income. Note that BLS occupational wages in the table above show wages for specific jobs.
Which city has better air quality?
Air quality data is not yet available for one or both cities.
Which has lower taxes — New York or Saugus?
New York's top income tax rate is 10.90% and Massachusetts's is 9.00%. Saugus, MA has the lower rate.
What salary do I need in Saugus to match my New York income?
RPP data needed for salary equivalence calculation is not yet available.
Data last updated: December 1, 2024 · Sources: US Census ACS, BEA RPP, BLS OEWS, HUD FMR, EPA AirNow, Tax Foundation · Methodology