Median rent is 19% lower in New York ($1,779/mo vs $2,206/mo). Buying is cheaper in Saratoga Springs, where the median home runs $567,200 versus $751,700. Households earn more in Saratoga Springs ($123,619 vs $79,713 a year).
City A
New York, NY
City B
Saratoga Springs, UT
How much would you need to earn in Saratoga Springs, UT to maintain your standard of living from New York, NY?
A cost-of-living index isn't available for one of these cities yet, so we can't compute an equivalent salary.
Based on BEA Regional Price Parity (cost index) for each city's metro area. A rough estimate of overall purchasing power, not tax or take-home pay.
Metric
New York
New York
Saratoga Springs
Utah
👥Population
💰Median Household Income
Annual
🏠Median Gross Rent
Per month
🏡Median Home Value
📊Cost of Living Index
US avg = 100
🔑1BR Fair Market Rent
HUD FMR
🔑2BR Fair Market Rent
HUD FMR
🔑3BR Fair Market Rent
HUD FMR
🌬️Air Quality Index
Lower = cleaner
🏛️Top State Income Tax
Top marginal rate
🧾State Sales Tax
Statewide base rate
🎂Median Age
Years
✓ = better value · Sources: US Census ACS, BEA RPP, HUD FMR, EPA AirNow, Tax Foundation
Median rent is modestly lower in New York at $1,779/mo compared to $2,206/mo in Saratoga Springs (19% gap). Home buyers face a steeper market in New York: the median home is $751,700 versus $567,200 in Saratoga Springs — 25% more expensive.
1BR Fair Market Rent
2BR Fair Market Rent
BLS OEWS 2023 — metro-level data
New York's top income tax rate is 10.90% versus 4.65% in Utah, so Saratoga Springs is more tax-friendly for high earners. Sales tax is 4.00% in New York and 4.85% in Utah; New York has the lower rate (local add-ons may apply in both).
New York
Income tax: 10.90%
Sales tax: 4.00%
Saratoga Springs
Income tax: 4.65%
Sales tax: 4.85%
Air quality data is available for New York (avg AQI 61.0) but not yet for Saratoga Springs.
Pick Saratoga Springs if you prioritize higher median household income ($123,619/yr).
Pick New York if you prioritize cheaper rent ($1,779/mo median).
Pick Saratoga Springs if you prioritize lower state income tax (4.65%).
Is New York cheaper than Saratoga Springs?
Cost of living index data is not yet available for one or both cities.
How much is rent in New York vs Saratoga Springs?
Median rent is $1,779/mo in New York, NY and $2,206/mo in Saratoga Springs, UT. New York, NY has the lower rent by about 19%.
Which has higher salaries — New York or Saratoga Springs?
Median household income is $79,713 in New York, NY and $123,619 in Saratoga Springs, UT. Saratoga Springs, UT has the higher median income. Note that BLS occupational wages in the table above show wages for specific jobs.
Which city has better air quality?
Air quality data is not yet available for one or both cities.
Which has lower taxes — New York or Saratoga Springs?
New York's top income tax rate is 10.90% and Utah's is 4.65%. Saratoga Springs, UT has the lower rate.
What salary do I need in Saratoga Springs to match my New York income?
RPP data needed for salary equivalence calculation is not yet available.
Data last updated: December 1, 2024 · Sources: US Census ACS, BEA RPP, BLS OEWS, HUD FMR, EPA AirNow, Tax Foundation · Methodology