Median rent is 10% lower in Tampa ($1,701/mo vs $1,885/mo). Buying is cheaper in Tampa, where the median home runs $420,400 versus $540,200. Households earn more in Naperville ($155,105 vs $75,475 a year). Taken together, Tampa is the more affordable choice with a cost index of 102.5 against 102.5 — about 0% lower overall prices. After adjusting income for local prices, a typical paycheck stretches further in Naperville, IL.
City A
Naperville, IL
City B
Tampa, FL
How much would you need to earn in Tampa, FL to maintain your standard of living from Naperville, IL?
Equivalent salary in Tampa, FL
$74,990
You could earn $10 less (0% lower) and break even.
Based on BEA Regional Price Parity (cost index) for each city's metro area. A rough estimate of overall purchasing power, not tax or take-home pay.
Metric
Naperville
Illinois
Tampa
Florida
👥Population
💰Median Household Income
Annual
🏠Median Gross Rent
Per month
🏡Median Home Value
📊Cost of Living Index
US avg = 100
🔑1BR Fair Market Rent
HUD FMR
🔑2BR Fair Market Rent
HUD FMR
🔑3BR Fair Market Rent
HUD FMR
🌬️Air Quality Index
Lower = cleaner
🏛️Top State Income Tax
Top marginal rate
🧾State Sales Tax
Statewide base rate
🎂Median Age
Years
✓ = better value · Sources: US Census ACS, BEA RPP, HUD FMR, EPA AirNow, Tax Foundation
Median rent is modestly lower in Tampa at $1,701/mo compared to $1,885/mo in Naperville (10% gap). Home buyers face a steeper market in Naperville: the median home is $540,200 versus $420,400 in Tampa — 22% more expensive.
1BR Fair Market Rent
2BR Fair Market Rent
BLS OEWS 2023 — metro-level data
State tax data is not yet available for these cities.
Naperville
Income tax: N/A
Sales tax: N/A
Tampa
Income tax: N/A
Sales tax: N/A
Naperville has cleaner air on average: 27.0 AQI (Good) compared to 64.0 AQI (Moderate) in the other city. Lower AQI means cleaner, healthier air.
Pick Naperville if you prioritize higher median household income ($155,105/yr).
Pick Naperville if you prioritize cleaner air quality (avg AQI 27.0).
Is Naperville cheaper than Tampa?
Tampa is cheaper overall, with a cost of living index of 102.5 versus 102.5 (US average = 100). That means prices run about 0% lower in Tampa.
How much is rent in Naperville vs Tampa?
Median rent is $1,885/mo in Naperville, IL and $1,701/mo in Tampa, FL. Tampa, FL has the lower rent by about 10%.
Which has higher salaries — Naperville or Tampa?
Median household income is $155,105 in Naperville, IL and $75,475 in Tampa, FL. Naperville, IL has the higher median income. Note that BLS occupational wages in the table above show wages for specific jobs.
Which city has better air quality?
Naperville, IL has better air quality on average: 27.0 AQI versus 64.0 AQI. Both are EPA AirNow annual averages; lower is better.
Which has lower taxes — Naperville or Tampa?
State tax data is not yet available for one or both cities.
What salary do I need in Tampa to match my Naperville income?
To maintain the same purchasing power, a salary of $100,000 in Naperville, IL is equivalent to roughly $99,987 in Tampa, FL (using the BEA Regional Price Parity ratio). Use the salary calculator above for any income amount.
Data last updated: December 1, 2026 · Sources: US Census ACS, BEA RPP, BLS OEWS, HUD FMR, EPA AirNow, Tax Foundation · Methodology
