Median rent is 23% lower in Jacksonville ($1,375/mo vs $1,779/mo). Buying is cheaper in Jacksonville, where the median home runs $266,100 versus $751,700. Households earn more in New York ($79,713 vs $66,981 a year). Taken together, Jacksonville is the more affordable choice with a cost index of 98.5 against 113.0 — about 13% lower overall prices. After adjusting income for local prices, a typical paycheck stretches further in New York, NY.
Quick verdict
Jacksonville is 13% cheaper overall
Cost index: 98.5 in Jacksonville vs 113.0 in New York (US average = 100)
City A
Jacksonville, FL
City B
New York, NY
How much would you need to earn in New York, NY to maintain your standard of living from Jacksonville, FL?
Equivalent salary in New York, NY
$86,038
You'd need $11,038 more (15% higher).
Based on BEA Regional Price Parity (cost index) for each city's metro area. A rough estimate of overall purchasing power, not tax or take-home pay.
Metric
Jacksonville
Florida
New York
New York
👥Population
💰Median Household Income
Annual
🏠Median Gross Rent
Per month
🏡Median Home Value
📊Cost of Living Index
US avg = 100
🔑1BR Fair Market Rent
HUD FMR
🔑2BR Fair Market Rent
HUD FMR
🔑3BR Fair Market Rent
HUD FMR
🌬️Air Quality Index
Lower = cleaner
🏛️Top State Income Tax
Top marginal rate
🧾State Sales Tax
Statewide base rate
🎂Median Age
Years
✓ = better value · Sources: US Census ACS, BEA RPP, HUD FMR, EPA AirNow, Tax Foundation
Renters will find significantly cheaper housing in Jacksonville — median rent of $1,375/mo versus $1,779/mo in New York, a 23% difference. Home buyers face a steeper market in New York: the median home is $751,700 versus $266,100 in Jacksonville — 65% more expensive.
1BR Fair Market Rent
2BR Fair Market Rent
BLS OEWS 2023 — metro-level data
Florida has no state income tax, while New York tops out at 10.90% — giving Jacksonville a clear advantage for high earners. Sales tax is 6.00% in Florida and 4.00% in New York; New York has the lower rate (local add-ons may apply in both).
Jacksonville
Income tax: None
Sales tax: 6.00%
New York
Income tax: 10.90%
Sales tax: 4.00%
Jacksonville has cleaner air on average: 42.0 AQI (Good) compared to 61.0 AQI (Moderate) in the other city. Lower AQI means cleaner, healthier air.
Pick Jacksonville if you prioritize lower overall cost of living (index 98.5 vs 113.0).
Pick New York if you prioritize higher median household income ($79,713/yr).
Pick Jacksonville if you prioritize cheaper rent ($1,375/mo median).
Pick Jacksonville if you prioritize cleaner air quality (avg AQI 42.0).
Is Jacksonville cheaper than New York?
Jacksonville is cheaper overall, with a cost of living index of 98.5 versus 113.0 (US average = 100). That means prices run about 13% lower in Jacksonville.
How much is rent in Jacksonville vs New York?
Median rent is $1,375/mo in Jacksonville, FL and $1,779/mo in New York, NY. Jacksonville, FL has the lower rent by about 23%.
Which has higher salaries — Jacksonville or New York?
Median household income is $66,981 in Jacksonville, FL and $79,713 in New York, NY. New York, NY has the higher median income. Note that BLS occupational wages in the table above show wages for specific jobs.
Which city has better air quality?
Jacksonville, FL has better air quality on average: 42.0 AQI versus 61.0 AQI. Both are EPA AirNow annual averages; lower is better.
Which has lower taxes — Jacksonville or New York?
Florida has no state income tax. New York has a top rate of 10.90%.
What salary do I need in New York to match my Jacksonville income?
To maintain the same purchasing power, a salary of $100,000 in Jacksonville, FL is equivalent to roughly $114,717 in New York, NY (using the BEA Regional Price Parity ratio). Use the salary calculator above for any income amount.
Data last updated: December 1, 2024 · Sources: US Census ACS, BEA RPP, BLS OEWS, HUD FMR, EPA AirNow, Tax Foundation · Methodology