Median rent is 30% lower in Georgetown ($1,199/mo vs $1,713/mo). Buying is cheaper in Georgetown, where the median home runs $244,200 versus $383,700. Households earn more in Round Rock ($97,187 vs $78,373 a year). Overall, the two cities have a nearly identical cost of living index (98.8).
City A
Georgetown, KY
City B
Round Rock, TX
How much would you need to earn in Round Rock, TX to maintain your standard of living from Georgetown, KY?
Equivalent salary in Round Rock, TX
$75,000
Costs are about the same in both cities.
Based on BEA Regional Price Parity (cost index) for each city's metro area. A rough estimate of overall purchasing power, not tax or take-home pay.
Metric
Georgetown
Kentucky
Round Rock
Texas
👥Population
💰Median Household Income
Annual
🏠Median Gross Rent
Per month
🏡Median Home Value
📊Cost of Living Index
US avg = 100
🔑1BR Fair Market Rent
HUD FMR
🔑2BR Fair Market Rent
HUD FMR
🔑3BR Fair Market Rent
HUD FMR
🌬️Air Quality Index
Lower = cleaner
🏛️Top State Income Tax
Top marginal rate
🧾State Sales Tax
Statewide base rate
🎂Median Age
Years
✓ = better value · Sources: US Census ACS, BEA RPP, HUD FMR, EPA AirNow, Tax Foundation
Renters will find significantly cheaper housing in Georgetown — median rent of $1,199/mo versus $1,713/mo in Round Rock, a 30% difference. Home buyers face a steeper market in Round Rock: the median home is $383,700 versus $244,200 in Georgetown — 36% more expensive.
1BR Fair Market Rent
2BR Fair Market Rent
BLS OEWS 2023 — metro-level data
Texas has no state income tax, while Kentucky tops out at 4.00% — giving Round Rock a clear advantage for high earners. Sales tax is 6.00% in Kentucky and 6.25% in Texas; Georgetown has the lower rate (local add-ons may apply in both).
Georgetown
Income tax: 4.00%
Sales tax: 6.00%
Round Rock
Income tax: None
Sales tax: 6.25%
Air quality data is not yet available for these cities.
Pick Round Rock if you prioritize higher median household income ($97,187/yr).
Pick Georgetown if you prioritize cheaper rent ($1,199/mo median).
Pick Round Rock if you prioritize no state income tax.
Is Georgetown cheaper than Round Rock?
Georgetown is cheaper overall, with a cost of living index of 98.8 versus 98.8 (US average = 100). That means prices run about 0% lower in Georgetown.
How much is rent in Georgetown vs Round Rock?
Median rent is $1,199/mo in Georgetown, KY and $1,713/mo in Round Rock, TX. Georgetown, KY has the lower rent by about 30%.
Which has higher salaries — Georgetown or Round Rock?
Median household income is $78,373 in Georgetown, KY and $97,187 in Round Rock, TX. Round Rock, TX has the higher median income. Note that BLS occupational wages in the table above show wages for specific jobs.
Which city has better air quality?
Air quality data is not yet available for one or both cities.
Which has lower taxes — Georgetown or Round Rock?
Texas has no state income tax. Kentucky has a top rate of 4.00%.
What salary do I need in Round Rock to match my Georgetown income?
To maintain the same purchasing power, a salary of $100,000 in Georgetown, KY is equivalent to roughly $100,000 in Round Rock, TX (using the BEA Regional Price Parity ratio). Use the salary calculator above for any income amount.
Data last updated: December 1, 2024 · Sources: US Census ACS, BEA RPP, BLS OEWS, HUD FMR, EPA AirNow, Tax Foundation · Methodology