Median rent is 14% lower in Garland ($1,525/mo vs $1,779/mo). Buying is cheaper in Garland, where the median home runs $248,900 versus $751,700. Households earn more in New York ($79,713 vs $74,717 a year).
City A
Garland, TX
City B
New York, NY
How much would you need to earn in New York, NY to maintain your standard of living from Garland, TX?
A cost-of-living index isn't available for one of these cities yet, so we can't compute an equivalent salary.
Based on BEA Regional Price Parity (cost index) for each city's metro area. A rough estimate of overall purchasing power, not tax or take-home pay.
Metric
Garland
Texas
New York
New York
👥Population
💰Median Household Income
Annual
🏠Median Gross Rent
Per month
🏡Median Home Value
📊Cost of Living Index
US avg = 100
🔑1BR Fair Market Rent
HUD FMR
🔑2BR Fair Market Rent
HUD FMR
🔑3BR Fair Market Rent
HUD FMR
🌬️Air Quality Index
Lower = cleaner
🏛️Top State Income Tax
Top marginal rate
🧾State Sales Tax
Statewide base rate
🎂Median Age
Years
✓ = better value · Sources: US Census ACS, BEA RPP, HUD FMR, EPA AirNow, Tax Foundation
Median rent is modestly lower in Garland at $1,525/mo compared to $1,779/mo in New York (14% gap). Home buyers face a steeper market in New York: the median home is $751,700 versus $248,900 in Garland — 67% more expensive.
1BR Fair Market Rent
2BR Fair Market Rent
BLS OEWS 2023 — metro-level data
Texas has no state income tax, while New York tops out at 10.90% — giving Garland a clear advantage for high earners. Sales tax is 6.25% in Texas and 4.00% in New York; New York has the lower rate (local add-ons may apply in both).
Garland
Income tax: None
Sales tax: 6.25%
New York
Income tax: 10.90%
Sales tax: 4.00%
Garland has cleaner air on average: 44.0 AQI (Good) compared to 61.0 AQI (Moderate) in the other city. Lower AQI means cleaner, healthier air.
Pick New York if you prioritize higher median household income ($79,713/yr).
Pick Garland if you prioritize cheaper rent ($1,525/mo median).
Pick Garland if you prioritize cleaner air quality (avg AQI 44.0).
Pick Garland if you prioritize no state income tax.
Is Garland cheaper than New York?
Cost of living index data is not yet available for one or both cities.
How much is rent in Garland vs New York?
Median rent is $1,525/mo in Garland, TX and $1,779/mo in New York, NY. Garland, TX has the lower rent by about 14%.
Which has higher salaries — Garland or New York?
Median household income is $74,717 in Garland, TX and $79,713 in New York, NY. New York, NY has the higher median income. Note that BLS occupational wages in the table above show wages for specific jobs.
Which city has better air quality?
Garland, TX has better air quality on average: 44.0 AQI versus 61.0 AQI. Both are EPA AirNow annual averages; lower is better.
Which has lower taxes — Garland or New York?
Texas has no state income tax. New York has a top rate of 10.90%.
What salary do I need in New York to match my Garland income?
RPP data needed for salary equivalence calculation is not yet available.
Data last updated: December 1, 2024 · Sources: US Census ACS, BEA RPP, BLS OEWS, HUD FMR, EPA AirNow, Tax Foundation · Methodology