Median rent is 16% lower in St. Peters ($1,291/mo vs $1,539/mo). Buying is cheaper in St. Peters, where the median home runs $252,800 versus $326,100. Households earn more in St. Peters ($89,827 vs $64,440 a year). Overall, the two cities have a nearly identical cost of living index (99.9).
City A
Clearwater, FL
City B
St. Peters, MO
How much would you need to earn in St. Peters, MO to maintain your standard of living from Clearwater, FL?
Equivalent salary in St. Peters, MO
$75,000
Costs are about the same in both cities.
Based on BEA Regional Price Parity (cost index) for each city's metro area. A rough estimate of overall purchasing power, not tax or take-home pay.
Metric
Clearwater
Florida
St. Peters
Missouri
👥Population
💰Median Household Income
Annual
🏠Median Gross Rent
Per month
🏡Median Home Value
📊Cost of Living Index
US avg = 100
🔑1BR Fair Market Rent
HUD FMR
🔑2BR Fair Market Rent
HUD FMR
🔑3BR Fair Market Rent
HUD FMR
🌬️Air Quality Index
Lower = cleaner
🏛️Top State Income Tax
Top marginal rate
🧾State Sales Tax
Statewide base rate
🎂Median Age
Years
✓ = better value · Sources: US Census ACS, BEA RPP, HUD FMR, EPA AirNow, Tax Foundation
Median rent is modestly lower in St. Peters at $1,291/mo compared to $1,539/mo in Clearwater (16% gap). Home buyers face a steeper market in Clearwater: the median home is $326,100 versus $252,800 in St. Peters — 22% more expensive.
1BR Fair Market Rent
2BR Fair Market Rent
BLS OEWS 2023 — metro-level data
Florida has no state income tax, while Missouri tops out at 4.80% — giving Clearwater a clear advantage for high earners. Sales tax is 6.00% in Florida and 4.22% in Missouri; St. Peters has the lower rate (local add-ons may apply in both).
Clearwater
Income tax: None
Sales tax: 6.00%
St. Peters
Income tax: 4.80%
Sales tax: 4.22%
Air quality data is not yet available for these cities.
Pick St. Peters if you prioritize higher median household income ($89,827/yr).
Pick St. Peters if you prioritize cheaper rent ($1,291/mo median).
Pick Clearwater if you prioritize no state income tax.
Is Clearwater cheaper than St. Peters?
Clearwater is cheaper overall, with a cost of living index of 99.9 versus 99.9 (US average = 100). That means prices run about 0% lower in Clearwater.
How much is rent in Clearwater vs St. Peters?
Median rent is $1,539/mo in Clearwater, FL and $1,291/mo in St. Peters, MO. St. Peters, MO has the lower rent by about 16%.
Which has higher salaries — Clearwater or St. Peters?
Median household income is $64,440 in Clearwater, FL and $89,827 in St. Peters, MO. St. Peters, MO has the higher median income. Note that BLS occupational wages in the table above show wages for specific jobs.
Which city has better air quality?
Air quality data is not yet available for one or both cities.
Which has lower taxes — Clearwater or St. Peters?
Florida has no state income tax. Missouri has a top rate of 4.80%.
What salary do I need in St. Peters to match my Clearwater income?
To maintain the same purchasing power, a salary of $100,000 in Clearwater, FL is equivalent to roughly $100,000 in St. Peters, MO (using the BEA Regional Price Parity ratio). Use the salary calculator above for any income amount.
Data last updated: December 1, 2024 · Sources: US Census ACS, BEA RPP, BLS OEWS, HUD FMR, EPA AirNow, Tax Foundation · Methodology