Median rent is 8% lower in University City ($1,265/mo vs $1,380/mo). Buying is cheaper in University City, where the median home runs $285,100 versus $315,200. Households earn more in University City ($76,466 vs $75,134 a year).
City A
Chicago, IL
City B
University City, MO
How much would you need to earn in University City, MO to maintain your standard of living from Chicago, IL?
A cost-of-living index isn't available for one of these cities yet, so we can't compute an equivalent salary.
Based on BEA Regional Price Parity (cost index) for each city's metro area. A rough estimate of overall purchasing power, not tax or take-home pay.
Metric
Chicago
Illinois
University City
Missouri
👥Population
💰Median Household Income
Annual
🏠Median Gross Rent
Per month
🏡Median Home Value
📊Cost of Living Index
US avg = 100
🔑1BR Fair Market Rent
HUD FMR
🔑2BR Fair Market Rent
HUD FMR
🔑3BR Fair Market Rent
HUD FMR
🌬️Air Quality Index
Lower = cleaner
🏛️Top State Income Tax
Top marginal rate
🧾State Sales Tax
Statewide base rate
🎂Median Age
Years
✓ = better value · Sources: US Census ACS, BEA RPP, HUD FMR, EPA AirNow, Tax Foundation
Median rent is modestly lower in University City at $1,265/mo compared to $1,380/mo in Chicago (8% gap). Median home values are within 10% of each other: $315,200 in Chicago and $285,100 in University City.
1BR Fair Market Rent
2BR Fair Market Rent
BLS OEWS 2023 — metro-level data
Illinois's top income tax rate is 4.95% versus 4.80% in Missouri, so University City is more tax-friendly for high earners. Sales tax is 6.25% in Illinois and 4.22% in Missouri; University City has the lower rate (local add-ons may apply in both).
Chicago
Income tax: 4.95%
Sales tax: 6.25%
University City
Income tax: 4.80%
Sales tax: 4.22%
Air quality data is available for Chicago (avg AQI 21.0) but not yet for University City.
Pick University City if you prioritize lower state income tax (4.80%).
Is Chicago cheaper than University City?
Cost of living index data is not yet available for one or both cities.
How much is rent in Chicago vs University City?
Median rent is $1,380/mo in Chicago, IL and $1,265/mo in University City, MO. University City, MO has the lower rent by about 8%.
Which has higher salaries — Chicago or University City?
Median household income is $75,134 in Chicago, IL and $76,466 in University City, MO. University City, MO has the higher median income. Note that BLS occupational wages in the table above show wages for specific jobs.
Which city has better air quality?
Air quality data is not yet available for one or both cities.
Which has lower taxes — Chicago or University City?
Illinois's top income tax rate is 4.95% and Missouri's is 4.80%. University City, MO has the lower rate.
What salary do I need in University City to match my Chicago income?
RPP data needed for salary equivalence calculation is not yet available.
Data last updated: December 1, 2024 · Sources: US Census ACS, BEA RPP, BLS OEWS, HUD FMR, EPA AirNow, Tax Foundation · Methodology