Median rent is 7% lower in Chicago ($1,380/mo vs $1,489/mo). Buying is cheaper in Chicago, where the median home runs $315,200 versus $446,800. Households earn more in Chicago ($75,134 vs $65,369 a year).
City A
Chicago, IL
City B
Union City, NJ
How much would you need to earn in Union City, NJ to maintain your standard of living from Chicago, IL?
A cost-of-living index isn't available for one of these cities yet, so we can't compute an equivalent salary.
Based on BEA Regional Price Parity (cost index) for each city's metro area. A rough estimate of overall purchasing power, not tax or take-home pay.
Metric
Chicago
Illinois
Union City
New Jersey
👥Population
💰Median Household Income
Annual
🏠Median Gross Rent
Per month
🏡Median Home Value
📊Cost of Living Index
US avg = 100
🔑1BR Fair Market Rent
HUD FMR
🔑2BR Fair Market Rent
HUD FMR
🔑3BR Fair Market Rent
HUD FMR
🌬️Air Quality Index
Lower = cleaner
🏛️Top State Income Tax
Top marginal rate
🧾State Sales Tax
Statewide base rate
🎂Median Age
Years
✓ = better value · Sources: US Census ACS, BEA RPP, HUD FMR, EPA AirNow, Tax Foundation
Median rent is modestly lower in Chicago at $1,380/mo compared to $1,489/mo in Union City (7% gap). Home buyers face a steeper market in Union City: the median home is $446,800 versus $315,200 in Chicago — 29% more expensive.
1BR Fair Market Rent
2BR Fair Market Rent
BLS OEWS 2023 — metro-level data
Illinois's top income tax rate is 4.95% versus 10.75% in New Jersey, so Chicago is more tax-friendly for high earners. Sales tax is 6.25% in Illinois and 6.63% in New Jersey; Chicago has the lower rate (local add-ons may apply in both).
Chicago
Income tax: 4.95%
Sales tax: 6.25%
Union City
Income tax: 10.75%
Sales tax: 6.63%
Air quality data is available for Chicago (avg AQI 21.0) but not yet for Union City.
Pick Chicago if you prioritize higher median household income ($75,134/yr).
Pick Chicago if you prioritize lower state income tax (4.95%).
Is Chicago cheaper than Union City?
Cost of living index data is not yet available for one or both cities.
How much is rent in Chicago vs Union City?
Median rent is $1,380/mo in Chicago, IL and $1,489/mo in Union City, NJ. Chicago, IL has the lower rent by about 7%.
Which has higher salaries — Chicago or Union City?
Median household income is $75,134 in Chicago, IL and $65,369 in Union City, NJ. Chicago, IL has the higher median income. Note that BLS occupational wages in the table above show wages for specific jobs.
Which city has better air quality?
Air quality data is not yet available for one or both cities.
Which has lower taxes — Chicago or Union City?
Illinois's top income tax rate is 4.95% and New Jersey's is 10.75%. Chicago, IL has the lower rate.
What salary do I need in Union City to match my Chicago income?
RPP data needed for salary equivalence calculation is not yet available.
Data last updated: December 1, 2024 · Sources: US Census ACS, BEA RPP, BLS OEWS, HUD FMR, EPA AirNow, Tax Foundation · Methodology