Median rent is 6% lower in San Marcos ($1,299/mo vs $1,380/mo). Buying is cheaper in San Marcos, where the median home runs $269,700 versus $315,200. Households earn more in Chicago ($75,134 vs $51,030 a year).
City A
Chicago, IL
City B
San Marcos, TX
How much would you need to earn in San Marcos, TX to maintain your standard of living from Chicago, IL?
A cost-of-living index isn't available for one of these cities yet, so we can't compute an equivalent salary.
Based on BEA Regional Price Parity (cost index) for each city's metro area. A rough estimate of overall purchasing power, not tax or take-home pay.
Metric
Chicago
Illinois
San Marcos
Texas
👥Population
💰Median Household Income
Annual
🏠Median Gross Rent
Per month
🏡Median Home Value
📊Cost of Living Index
US avg = 100
🔑1BR Fair Market Rent
HUD FMR
🔑2BR Fair Market Rent
HUD FMR
🔑3BR Fair Market Rent
HUD FMR
🌬️Air Quality Index
Lower = cleaner
🏛️Top State Income Tax
Top marginal rate
🧾State Sales Tax
Statewide base rate
🎂Median Age
Years
✓ = better value · Sources: US Census ACS, BEA RPP, HUD FMR, EPA AirNow, Tax Foundation
Median rent is modestly lower in San Marcos at $1,299/mo compared to $1,380/mo in Chicago (6% gap). Median home values are within 14% of each other: $315,200 in Chicago and $269,700 in San Marcos.
1BR Fair Market Rent
2BR Fair Market Rent
BLS OEWS 2023 — metro-level data
Texas has no state income tax, while Illinois tops out at 4.95% — giving San Marcos a clear advantage for high earners. Sales tax is 6.25% in Illinois and 6.25% in Texas; San Marcos has the lower rate (local add-ons may apply in both).
Chicago
Income tax: 4.95%
Sales tax: 6.25%
San Marcos
Income tax: None
Sales tax: 6.25%
Air quality data is available for Chicago (avg AQI 21.0) but not yet for San Marcos.
Pick Chicago if you prioritize higher median household income ($75,134/yr).
Pick San Marcos if you prioritize no state income tax.
Is Chicago cheaper than San Marcos?
Cost of living index data is not yet available for one or both cities.
How much is rent in Chicago vs San Marcos?
Median rent is $1,380/mo in Chicago, IL and $1,299/mo in San Marcos, TX. San Marcos, TX has the lower rent by about 6%.
Which has higher salaries — Chicago or San Marcos?
Median household income is $75,134 in Chicago, IL and $51,030 in San Marcos, TX. Chicago, IL has the higher median income. Note that BLS occupational wages in the table above show wages for specific jobs.
Which city has better air quality?
Air quality data is not yet available for one or both cities.
Which has lower taxes — Chicago or San Marcos?
Texas has no state income tax. Illinois has a top rate of 4.95%.
What salary do I need in San Marcos to match my Chicago income?
RPP data needed for salary equivalence calculation is not yet available.
Data last updated: December 1, 2024 · Sources: US Census ACS, BEA RPP, BLS OEWS, HUD FMR, EPA AirNow, Tax Foundation · Methodology