Median rent is 37% lower in Chicago ($1,380/mo vs $2,207/mo). Buying is cheaper in Chicago, where the median home runs $315,200 versus $702,000. Households earn more in Oceanside ($93,724 vs $75,134 a year).
City A
Chicago, IL
City B
Oceanside, CA
How much would you need to earn in Oceanside, CA to maintain your standard of living from Chicago, IL?
A cost-of-living index isn't available for one of these cities yet, so we can't compute an equivalent salary.
Based on BEA Regional Price Parity (cost index) for each city's metro area. A rough estimate of overall purchasing power, not tax or take-home pay.
Metric
Chicago
Illinois
Oceanside
California
👥Population
💰Median Household Income
Annual
🏠Median Gross Rent
Per month
🏡Median Home Value
📊Cost of Living Index
US avg = 100
🔑1BR Fair Market Rent
HUD FMR
🔑2BR Fair Market Rent
HUD FMR
🔑3BR Fair Market Rent
HUD FMR
🌬️Air Quality Index
Lower = cleaner
🏛️Top State Income Tax
Top marginal rate
🧾State Sales Tax
Statewide base rate
🎂Median Age
Years
✓ = better value · Sources: US Census ACS, BEA RPP, HUD FMR, EPA AirNow, Tax Foundation
Renters will find significantly cheaper housing in Chicago — median rent of $1,380/mo versus $2,207/mo in Oceanside, a 37% difference. Home buyers face a steeper market in Oceanside: the median home is $702,000 versus $315,200 in Chicago — 55% more expensive.
1BR Fair Market Rent
2BR Fair Market Rent
BLS OEWS 2023 — metro-level data
Illinois's top income tax rate is 4.95% versus 13.30% in California, so Chicago is more tax-friendly for high earners. Sales tax is 6.25% in Illinois and 7.25% in California; Chicago has the lower rate (local add-ons may apply in both).
Chicago
Income tax: 4.95%
Sales tax: 6.25%
Oceanside
Income tax: 13.30%
Sales tax: 7.25%
Chicago has cleaner air on average: 21.0 AQI (Good) compared to 64.0 AQI (Moderate) in the other city. Lower AQI means cleaner, healthier air.
Pick Oceanside if you prioritize higher median household income ($93,724/yr).
Pick Chicago if you prioritize cheaper rent ($1,380/mo median).
Pick Chicago if you prioritize cleaner air quality (avg AQI 21.0).
Pick Chicago if you prioritize lower state income tax (4.95%).
Is Chicago cheaper than Oceanside?
Cost of living index data is not yet available for one or both cities.
How much is rent in Chicago vs Oceanside?
Median rent is $1,380/mo in Chicago, IL and $2,207/mo in Oceanside, CA. Chicago, IL has the lower rent by about 37%.
Which has higher salaries — Chicago or Oceanside?
Median household income is $75,134 in Chicago, IL and $93,724 in Oceanside, CA. Oceanside, CA has the higher median income. Note that BLS occupational wages in the table above show wages for specific jobs.
Which city has better air quality?
Chicago, IL has better air quality on average: 21.0 AQI versus 64.0 AQI. Both are EPA AirNow annual averages; lower is better.
Which has lower taxes — Chicago or Oceanside?
Illinois's top income tax rate is 4.95% and California's is 13.30%. Chicago, IL has the lower rate.
What salary do I need in Oceanside to match my Chicago income?
RPP data needed for salary equivalence calculation is not yet available.
Data last updated: December 1, 2024 · Sources: US Census ACS, BEA RPP, BLS OEWS, HUD FMR, EPA AirNow, Tax Foundation · Methodology