Median rent is 26% lower in Camden ($1,226/mo vs $1,658/mo). Buying is cheaper in Camden, where the median home runs $112,000 versus $361,300. Households earn more in Clearwater ($66,381 vs $40,546 a year). Taken together, Camden is the more affordable choice with a cost index of 102.4 against 102.5 — about 0% lower overall prices. After adjusting income for local prices, a typical paycheck stretches further in Clearwater, FL.
City A
Camden, NJ
City B
Clearwater, FL
How much would you need to earn in Clearwater, FL to maintain your standard of living from Camden, NJ?
Equivalent salary in Clearwater, FL
$75,081
You'd need $81 more (0% higher).
Based on BEA Regional Price Parity (cost index) for each city's metro area. A rough estimate of overall purchasing power, not tax or take-home pay.
Metric
Camden
New Jersey
Clearwater
Florida
👥Population
💰Median Household Income
Annual
🏠Median Gross Rent
Per month
🏡Median Home Value
📊Cost of Living Index
US avg = 100
🔑1BR Fair Market Rent
HUD FMR
🔑2BR Fair Market Rent
HUD FMR
🔑3BR Fair Market Rent
HUD FMR
🌬️Air Quality Index
Lower = cleaner
🏛️Top State Income Tax
Top marginal rate
🧾State Sales Tax
Statewide base rate
🎂Median Age
Years
✓ = better value · Sources: US Census ACS, BEA RPP, HUD FMR, EPA AirNow, Tax Foundation
Renters will find significantly cheaper housing in Camden — median rent of $1,226/mo versus $1,658/mo in Clearwater, a 26% difference. Home buyers face a steeper market in Clearwater: the median home is $361,300 versus $112,000 in Camden — 69% more expensive.
1BR Fair Market Rent
2BR Fair Market Rent
BLS OEWS 2023 — metro-level data
State tax data is not yet available for these cities.
Camden
Income tax: N/A
Sales tax: N/A
Clearwater
Income tax: N/A
Sales tax: N/A
Air quality data is not yet available for these cities.
Pick Clearwater if you prioritize higher median household income ($66,381/yr).
Pick Camden if you prioritize cheaper rent ($1,226/mo median).
Is Camden cheaper than Clearwater?
Camden is cheaper overall, with a cost of living index of 102.4 versus 102.5 (US average = 100). That means prices run about 0% lower in Camden.
How much is rent in Camden vs Clearwater?
Median rent is $1,226/mo in Camden, NJ and $1,658/mo in Clearwater, FL. Camden, NJ has the lower rent by about 26%.
Which has higher salaries — Camden or Clearwater?
Median household income is $40,546 in Camden, NJ and $66,381 in Clearwater, FL. Clearwater, FL has the higher median income. Note that BLS occupational wages in the table above show wages for specific jobs.
Which city has better air quality?
Air quality data is not yet available for one or both cities.
Which has lower taxes — Camden or Clearwater?
State tax data is not yet available for one or both cities.
What salary do I need in Clearwater to match my Camden income?
To maintain the same purchasing power, a salary of $100,000 in Camden, NJ is equivalent to roughly $100,107 in Clearwater, FL (using the BEA Regional Price Parity ratio). Use the salary calculator above for any income amount.
Data last updated: December 1, 2026 · Sources: US Census ACS, BEA RPP, BLS OEWS, HUD FMR, EPA AirNow, Tax Foundation · Methodology
