Median rent is 32% lower in Jacksonville ($1,465/mo vs $2,147/mo). Buying is cheaper in Jacksonville, where the median home runs $293,700 versus $731,700. Households earn more in Boston ($97,344 vs $69,872 a year). Taken together, Jacksonville is the more affordable choice with a cost index of 99.6 against 110.4 — about 10% lower overall prices. After adjusting income for local prices, a typical paycheck stretches further in Boston, MA.
Cost of living verdict
Jacksonville is 10% cheaper overall
Cost of Living Index: 99.6 in Jacksonville vs 110.4 in Boston (US national average = 100)
City A
Boston, MA
City B
Jacksonville, FL
How much would you need to earn in Jacksonville, FL to maintain your standard of living from Boston, MA?
Equivalent salary in Jacksonville, FL
$67,698
You could earn $7,302 less (10% lower) and break even.
Based on BEA Regional Price Parity (cost index) for each metro area. This estimates overall purchasing power; it does not account for taxes or take-home pay differences.
Metric
Boston
Massachusetts
Jacksonville
Florida
Population
Median Household Income
Annual
Median Gross Rent
Per month
Median Home Value
Cost of Living Index
US avg = 100
1BR Fair Market Rent
HUD FMR
2BR Fair Market Rent
HUD FMR
3BR Fair Market Rent
HUD FMR
Air Quality Index
Lower = cleaner
Top State Income Tax
Top marginal rate
State Sales Tax
Statewide base rate
Median Age
Years
✓ = better value · Sources: Census ACS, BEA, HUD Fair Market Rents, EPA AirNow, Tax Foundation
Renters will find significantly cheaper housing in Jacksonville — median rent of $1,465/mo versus $2,147/mo in Boston, a 32% difference. Home buyers face a steeper market in Boston: the median home is $731,700 versus $293,700 in Jacksonville — 60% more expensive.
1BR Fair Market Rent
2BR Fair Market Rent
BLS OEWS 2023 — metro-level data
State tax data is not yet available for these cities.
Boston
Income tax: N/A
Sales tax: N/A
Jacksonville
Income tax: N/A
Sales tax: N/A
Boston has cleaner air on average: 31.0 AQI (Good) compared to 51.0 AQI (Moderate) in the other city. Lower AQI means cleaner, healthier air.
Pick Jacksonville if you prioritize lower overall cost of living (index 99.6 vs 110.4).
Pick Boston if you prioritize higher median household income ($97,344/yr).
Pick Jacksonville if you prioritize cheaper rent ($1,465/mo median).
Pick Boston if you prioritize cleaner air quality (avg AQI 31.0).
Is Boston cheaper than Jacksonville?
Jacksonville is cheaper overall, with a cost of living index of 99.6 versus 110.4 (US average = 100). That means prices run about 10% lower in Jacksonville.
How much is rent in Boston vs Jacksonville?
Median rent is $2,147/mo in Boston, MA and $1,465/mo in Jacksonville, FL. Jacksonville, FL has the lower rent by about 32%.
Which has higher salaries — Boston or Jacksonville?
Median household income is $97,344 in Boston, MA and $69,872 in Jacksonville, FL. Boston, MA has the higher median income. Note that BLS occupational wages in the table above show wages for specific jobs.
Which city has better air quality?
Boston, MA has better air quality on average: 31.0 AQI versus 51.0 AQI. Both are EPA AirNow annual averages; lower is better.
Which has lower taxes — Boston or Jacksonville?
State tax data is not yet available for one or both cities.
What salary do I need in Jacksonville to match my Boston income?
To maintain the same purchasing power, a salary of $100,000 in Boston, MA is equivalent to roughly $90,264 in Jacksonville, FL (using the BEA Regional Price Parity ratio). Use the salary calculator above for any income amount.
Data last updated: December 1, 2026 · Sources: US Census ACS, BEA RPP, BLS OEWS, HUD FMR, EPA AirNow, Tax Foundation · Methodology
