Median rent is 22% lower in Chicago ($1,380/mo vs $1,767/mo). Buying is cheaper in Chicago, where the median home runs $315,200 versus $646,800. Households earn more in Bend ($88,792 vs $75,134 a year).
City A
Bend, OR
City B
Chicago, IL
How much would you need to earn in Chicago, IL to maintain your standard of living from Bend, OR?
A cost-of-living index isn't available for one of these cities yet, so we can't compute an equivalent salary.
Based on BEA Regional Price Parity (cost index) for each city's metro area. A rough estimate of overall purchasing power, not tax or take-home pay.
Metric
Bend
Oregon
Chicago
Illinois
👥Population
💰Median Household Income
Annual
🏠Median Gross Rent
Per month
🏡Median Home Value
📊Cost of Living Index
US avg = 100
🔑1BR Fair Market Rent
HUD FMR
🔑2BR Fair Market Rent
HUD FMR
🔑3BR Fair Market Rent
HUD FMR
🌬️Air Quality Index
Lower = cleaner
🏛️Top State Income Tax
Top marginal rate
🧾State Sales Tax
Statewide base rate
🎂Median Age
Years
✓ = better value · Sources: US Census ACS, BEA RPP, HUD FMR, EPA AirNow, Tax Foundation
Renters will find significantly cheaper housing in Chicago — median rent of $1,380/mo versus $1,767/mo in Bend, a 22% difference. Home buyers face a steeper market in Bend: the median home is $646,800 versus $315,200 in Chicago — 51% more expensive.
1BR Fair Market Rent
2BR Fair Market Rent
BLS OEWS 2023 — metro-level data
Oregon's top income tax rate is 9.90% versus 4.95% in Illinois, so Chicago is more tax-friendly for high earners. Sales tax is 0.00% in Oregon and 6.25% in Illinois; Bend has the lower rate (local add-ons may apply in both).
Bend
Income tax: 9.90%
Sales tax: None
Chicago
Income tax: 4.95%
Sales tax: 6.25%
Air quality data is available for Chicago (avg AQI 21.0) but not yet for Bend.
Pick Bend if you prioritize higher median household income ($88,792/yr).
Pick Chicago if you prioritize cheaper rent ($1,380/mo median).
Pick Chicago if you prioritize lower state income tax (4.95%).
Is Bend cheaper than Chicago?
Cost of living index data is not yet available for one or both cities.
How much is rent in Bend vs Chicago?
Median rent is $1,767/mo in Bend, OR and $1,380/mo in Chicago, IL. Chicago, IL has the lower rent by about 22%.
Which has higher salaries — Bend or Chicago?
Median household income is $88,792 in Bend, OR and $75,134 in Chicago, IL. Bend, OR has the higher median income. Note that BLS occupational wages in the table above show wages for specific jobs.
Which city has better air quality?
Air quality data is not yet available for one or both cities.
Which has lower taxes — Bend or Chicago?
Oregon's top income tax rate is 9.90% and Illinois's is 4.95%. Chicago, IL has the lower rate.
What salary do I need in Chicago to match my Bend income?
RPP data needed for salary equivalence calculation is not yet available.
Data last updated: December 1, 2024 · Sources: US Census ACS, BEA RPP, BLS OEWS, HUD FMR, EPA AirNow, Tax Foundation · Methodology