Median rent is 15% lower in Oklahoma City ($1,130/mo vs $1,331/mo). Buying is cheaper in Baltimore, where the median home runs $229,600 versus $231,300. Households earn more in Oklahoma City ($68,656 vs $62,177 a year). Taken together, Oklahoma City is the more affordable choice with a cost index of 91.4 against 103.2 — about 11% lower overall prices. After adjusting income for local prices, a typical paycheck stretches further in Oklahoma City, OK.
Cost of living verdict
Oklahoma City is 11% cheaper overall
Cost of Living Index: 91.4 in Oklahoma City vs 103.2 in Baltimore (US national average = 100)
City A
Baltimore, MD
City B
Oklahoma City, OK
How much would you need to earn in Oklahoma City, OK to maintain your standard of living from Baltimore, MD?
Equivalent salary in Oklahoma City, OK
$66,467
You could earn $8,533 less (11% lower) and break even.
Based on BEA Regional Price Parity (cost index) for each metro area. This estimates overall purchasing power; it does not account for taxes or take-home pay differences.
Metric
Baltimore
Maryland
Oklahoma City
Oklahoma
Population
Median Household Income
Annual
Median Gross Rent
Per month
Median Home Value
Cost of Living Index
US avg = 100
1BR Fair Market Rent
HUD FMR
2BR Fair Market Rent
HUD FMR
3BR Fair Market Rent
HUD FMR
Air Quality Index
Lower = cleaner
Top State Income Tax
Top marginal rate
State Sales Tax
Statewide base rate
Median Age
Years
✓ = better value · Sources: Census ACS, BEA, HUD Fair Market Rents, EPA AirNow, Tax Foundation
Median rent is modestly lower in Oklahoma City at $1,130/mo compared to $1,331/mo in Baltimore (15% gap). Median home values are within 1% of each other: $229,600 in Baltimore and $231,300 in Oklahoma City.
1BR Fair Market Rent
2BR Fair Market Rent
BLS OEWS 2023 — metro-level data
State tax data is not yet available for these cities.
Baltimore
Income tax: N/A
Sales tax: N/A
Oklahoma City
Income tax: N/A
Sales tax: N/A
Baltimore has cleaner air on average: 25.0 AQI (Good) compared to 48.0 AQI (Good) in the other city. Lower AQI means cleaner, healthier air.
Pick Oklahoma City if you prioritize lower overall cost of living (index 91.4 vs 103.2).
Pick Oklahoma City if you prioritize higher median household income ($68,656/yr).
Pick Oklahoma City if you prioritize cheaper rent ($1,130/mo median).
Pick Baltimore if you prioritize cleaner air quality (avg AQI 25.0).
Is Baltimore cheaper than Oklahoma City?
Oklahoma City is cheaper overall, with a cost of living index of 91.4 versus 103.2 (US average = 100). That means prices run about 11% lower in Oklahoma City.
How much is rent in Baltimore vs Oklahoma City?
Median rent is $1,331/mo in Baltimore, MD and $1,130/mo in Oklahoma City, OK. Oklahoma City, OK has the lower rent by about 15%.
Which has higher salaries — Baltimore or Oklahoma City?
Median household income is $62,177 in Baltimore, MD and $68,656 in Oklahoma City, OK. Oklahoma City, OK has the higher median income. Note that BLS occupational wages in the table above show wages for specific jobs.
Which city has better air quality?
Baltimore, MD has better air quality on average: 25.0 AQI versus 48.0 AQI. Both are EPA AirNow annual averages; lower is better.
Which has lower taxes — Baltimore or Oklahoma City?
State tax data is not yet available for one or both cities.
What salary do I need in Oklahoma City to match my Baltimore income?
To maintain the same purchasing power, a salary of $100,000 in Baltimore, MD is equivalent to roughly $88,623 in Oklahoma City, OK (using the BEA Regional Price Parity ratio). Use the salary calculator above for any income amount.
Data last updated: December 1, 2026 · Sources: US Census ACS, BEA RPP, BLS OEWS, HUD FMR, EPA AirNow, Tax Foundation · Methodology
