Median rent is 2% lower in Austin ($1,655/mo vs $1,694/mo). Buying is cheaper in Sacramento, where the median home runs $484,600 versus $512,700. Households earn more in Austin ($91,461 vs $83,753 a year). Taken together, Austin is the more affordable choice with a cost index of 98.8 against 109.9 — about 10% lower overall prices. After adjusting income for local prices, a typical paycheck stretches further in Austin, TX.
Quick verdict
Austin is 10% cheaper overall
Cost index: 98.8 in Austin vs 109.9 in Sacramento (US average = 100)
City A
Austin, TX
City B
Sacramento, CA
How much would you need to earn in Sacramento, CA to maintain your standard of living from Austin, TX?
Equivalent salary in Sacramento, CA
$83,421
You'd need $8,421 more (11% higher).
Based on BEA Regional Price Parity (cost index) for each city's metro area. A rough estimate of overall purchasing power, not tax or take-home pay.
Metric
Austin
Texas
Sacramento
California
👥Population
💰Median Household Income
Annual
🏠Median Gross Rent
Per month
🏡Median Home Value
📊Cost of Living Index
US avg = 100
🔑1BR Fair Market Rent
HUD FMR
🔑2BR Fair Market Rent
HUD FMR
🔑3BR Fair Market Rent
HUD FMR
🌬️Air Quality Index
Lower = cleaner
🏛️Top State Income Tax
Top marginal rate
🧾State Sales Tax
Statewide base rate
🎂Median Age
Years
✓ = better value · Sources: US Census ACS, BEA RPP, HUD FMR, EPA AirNow, Tax Foundation
Median rents are similar in both cities: $1,655/mo in Austin and $1,694/mo in Sacramento. Median home values are within 5% of each other: $512,700 in Austin and $484,600 in Sacramento.
1BR Fair Market Rent
2BR Fair Market Rent
BLS OEWS 2023 — metro-level data
Texas has no state income tax, while California tops out at 13.30% — giving Austin a clear advantage for high earners. Sales tax is 6.25% in Texas and 7.25% in California; Austin has the lower rate (local add-ons may apply in both).
Austin
Income tax: None
Sales tax: 6.25%
Sacramento
Income tax: 13.30%
Sales tax: 7.25%
Sacramento has cleaner air on average: 32.0 AQI (Good) compared to 47.0 AQI (Good) in the other city. Lower AQI means cleaner, healthier air.
Pick Austin if you prioritize lower overall cost of living (index 98.8 vs 109.9).
Pick Austin if you prioritize higher median household income ($91,461/yr).
Pick Sacramento if you prioritize cleaner air quality (avg AQI 32.0).
Pick Austin if you prioritize no state income tax.
Is Austin cheaper than Sacramento?
Austin is cheaper overall, with a cost of living index of 98.8 versus 109.9 (US average = 100). That means prices run about 10% lower in Austin.
How much is rent in Austin vs Sacramento?
Median rent is $1,655/mo in Austin, TX and $1,694/mo in Sacramento, CA. Austin, TX has the lower rent by about 2%.
Which has higher salaries — Austin or Sacramento?
Median household income is $91,461 in Austin, TX and $83,753 in Sacramento, CA. Austin, TX has the higher median income. Note that BLS occupational wages in the table above show wages for specific jobs.
Which city has better air quality?
Sacramento, CA has better air quality on average: 32.0 AQI versus 47.0 AQI. Both are EPA AirNow annual averages; lower is better.
Which has lower taxes — Austin or Sacramento?
Texas has no state income tax. California has a top rate of 13.30%.
What salary do I need in Sacramento to match my Austin income?
To maintain the same purchasing power, a salary of $100,000 in Austin, TX is equivalent to roughly $111,228 in Sacramento, CA (using the BEA Regional Price Parity ratio). Use the salary calculator above for any income amount.
Data last updated: December 1, 2024 · Sources: US Census ACS, BEA RPP, BLS OEWS, HUD FMR, EPA AirNow, Tax Foundation · Methodology