Temple, Texas has an overall cost of living index of 91.5, which is 8.5 points below the US average of 100 — making it more affordable than most American cities. Renters pay a median of $1,231 per month, while the typical home is valued around $239,000. Households earn a median of $68,204 per year, leaving rent at a manageable share of income for many residents. Below: housing costs, local wages by occupation, neighborhoods, climate, jobs and major industries, and healthcare access — all drawn from US Census, BEA, BLS, HUD, EPA, and NOAA data.
$68,204
Median Income / yr
Census ACS
$1,231
Median Rent / mo
Census ACS
$239,000
Median Home Value
Census ACS
91.5
Cost of Living Index
Studio FMR
$983
HUD · FY2024
1BR Fair Market Rent
$990
HUD · FY2024
2BR Fair Market Rent
$1,233
HUD · FY2024
3BR Fair Market Rent
$1,711
HUD · FY2024
Fair Market Rent is the 40th percentile of gross rents in the metro area · HUD FY2024
Each category indexed to the US average of 100. Below 100 = cheaper than average.
Overall
91.5
Goods
94.8
Rents / Housing
71.0
Services
85.4
Source: BEA Regional Price Parities (metro-level)
| Occupation | Median Annual Wage |
|---|---|
| Software Developer | $95,040 |
| Registered Nurse | $81,970 |
| Elementary Teacher | $58,660 |
| Electrician | $68,400 |
| Accountant | $84,610 |
| Plumber | $62,310 |
| Nurse Practitioner | $262,740 |
| Civil Engineer | $87,880 |
| Operations Manager | $139,210 |
| Market Research Analyst | $72,230 |
| Health Services Manager | $120,690 |
| Truck Driver | $59,990 |
| Physician Assistant | N/A |
| Surgeon | N/A |
| Data Scientist | N/A |
| Computer Engineer | N/A |
Source: BLS OEWS 2023 (metro-level data)
Population
89,602
Latest estimate
Median Age
33.8 yrs
Census ACS
AQI data not available
Source: EPA AirNow
Total Neighborhoods
5
Tracked in our database
Avg Walk Score
N/A
0–100 scale
Avg Median Rent
$1,099
Per month
Avg Home Value
$187,620
Census ACS
| Neighborhood | Walk Score | Median Rent | Home Value |
|---|---|---|---|
| ZIP 76501 | — | $879 | $147,700 |
| ZIP 76502 | — | $1,330 | $222,600 |
| ZIP 76504 | — | $1,023 | $142,600 |
| ZIP 76513 | — | $1,134 | $235,500 |
| ZIP 76579 | — | $1,129 | $189,700 |
Healthcare Score
30.4
poor
Hospitals
3
Doctors per 1,000
1.00
Insurance Coverage
86.1%
Temple has a Regional Price Parity (RPP) index of 91.5. The US national average is 100, so Temple is 8.5 points below the national average.
The median gross rent in Temple is $1,231 per month according to US Census ACS data.
The median household income in Temple is $68,204 per year.
The median home value in Temple is $239,000 based on the latest Census ACS survey.
Air quality data for Temple is not yet available.
Tax data for Texas is not yet available.
Data last updated: June 1, 2026 · Sources: US Census ACS, BEA RPP, BLS OEWS, HUD FMR, EPA AirNow, Tax Foundation · Methodology
