Lubbock, Texas has an overall cost of living index of 91.0, which is 9.0 points below the US average of 100 — making it more affordable than most American cities. Renters pay a median of $1,182 per month, while the typical home is valued around $212,400. Households earn a median of $60,895 per year, leaving rent at a manageable share of income for many residents. Air quality is good, with an average AQI of 24. Below: housing costs, local wages by occupation, neighborhoods, climate, jobs and major industries, and healthcare access — all drawn from US Census, BEA, BLS, HUD, EPA, and NOAA data.
$60,895
Median Income / yr
Census ACS
$1,182
Median Rent / mo
Census ACS
$212,400
Median Home Value
Census ACS
91.0
Cost of Living Index
Studio FMR
$818
HUD · FY2024
1BR Fair Market Rent
$990
HUD · FY2024
2BR Fair Market Rent
$1,175
HUD · FY2024
3BR Fair Market Rent
$1,634
HUD · FY2024
Fair Market Rent is the 40th percentile of gross rents in the metro area · HUD FY2024
Each category indexed to the US average of 100. Below 100 = cheaper than average.
Overall
91.0
Goods
92.9
Rents / Housing
75.0
Services
89.8
Source: BEA Regional Price Parities (metro-level)
| Occupation | Median Annual Wage |
|---|---|
| Software Developer | $108,790 |
| Registered Nurse | $83,400 |
| Elementary Teacher | $54,670 |
| Electrician | $50,100 |
| Accountant | $79,450 |
| Plumber | $54,820 |
| Nurse Practitioner | $296,090 |
| Civil Engineer | $87,570 |
| Operations Manager | $100,220 |
| Market Research Analyst | $59,900 |
| Health Services Manager | $114,160 |
| Truck Driver | $52,550 |
| Physician Assistant | N/A |
| Surgeon | N/A |
| Data Scientist | N/A |
| Computer Engineer | N/A |
Source: BLS OEWS 2023 (metro-level data)
Population
264,814
Latest estimate
Median Age
30.5 yrs
Census ACS
24.0
Good0 = clean · 50 = moderate boundary · lower is better
Source: EPA AirNow
Total Neighborhoods
16
Tracked in our database
Avg Walk Score
N/A
0–100 scale
Avg Median Rent
$1,073
Per month
Avg Home Value
$152,586
Census ACS
| Neighborhood | Walk Score | Median Rent | Home Value |
|---|---|---|---|
| ZIP 79382 | — | $1,223 | $215,900 |
| ZIP 79401 | — | $1,021 | $105,800 |
| ZIP 79402 | — | — | — |
| ZIP 79403 | — | $888 | $76,500 |
| ZIP 79404 | — | $870 | $87,900 |
| ZIP 79406 | — | — | — |
| ZIP 79407 | — | $1,101 | $173,700 |
| ZIP 79410 | — | $1,299 | $189,400 |
| ZIP 79411 | — | $872 | $125,500 |
| ZIP 79412 | — | $918 | $103,100 |
Showing top 10 of 16 tracked neighborhoods.
January Avg
41°F
July Avg
81°F
Sunny Days / Year
—
Annual Snowfall
—
Climate category: Dry/Arid · Source: NOAA/NCEI 30-year normals.
Healthcare Score
29.6
poor
Hospitals
8
Doctors per 1,000
1.00
Insurance Coverage
86.4%
Lubbock has a Regional Price Parity (RPP) index of 91.0. The US national average is 100, so Lubbock is 9.0 points below the national average.
The median gross rent in Lubbock is $1,182 per month according to US Census ACS data.
The median household income in Lubbock is $60,895 per year.
The median home value in Lubbock is $212,400 based on the latest Census ACS survey.
Lubbock has an average Air Quality Index (AQI) of 24.0, which is rated "Good" by the EPA. Lower AQI values indicate cleaner air.
Tax data for Texas is not yet available.
Data last updated: June 1, 2026 · Sources: US Census ACS, BEA RPP, BLS OEWS, HUD FMR, EPA AirNow, Tax Foundation · Methodology
