St. Paul, Minnesota has an overall cost of living index of 104.3, which is 4.3 points above the US average of 100 — making it pricier than most American cities. Renters pay a median of $1,281 per month, while the typical home is valued around $294,500. Households earn a median of $73,394 per year, leaving rent at a manageable share of income for many residents. Air quality is moderate, with an average AQI of 55. Below: housing costs, local wages by occupation, neighborhoods, climate, jobs and major industries, and healthcare access — all drawn from US Census, BEA, BLS, HUD, EPA, and NOAA data.
$73,394
Median Income / yr
Census ACS
$1,281
Median Rent / mo
Census ACS
$294,500
Median Home Value
Census ACS
104.3
Cost of Living Index
1BR Fair Market Rent
N/A
HUD · FY2024
2BR Fair Market Rent
N/A
HUD · FY2024
3BR Fair Market Rent
N/A
HUD · FY2024
Fair Market Rent is the 40th percentile of gross rents in the metro area · HUD FY2024
Each category indexed to the US average of 100. Below 100 = cheaper than average.
Overall
104.3
Goods
104.5
Rents / Housing
110.3
Services
89.8
Source: BEA Regional Price Parities (metro-level)
| Occupation | Median Annual Wage |
|---|---|
| Software Developer | $125,980 |
| Registered Nurse | $102,790 |
| Elementary Teacher | $74,150 |
| Electrician | $86,730 |
| Accountant | $94,420 |
| Plumber | $89,340 |
| Nurse Practitioner | $332,780 |
| Civil Engineer | $108,110 |
| Operations Manager | $124,270 |
| Market Research Analyst | $94,290 |
| Health Services Manager | $139,910 |
| Truck Driver | $65,290 |
| Physician Assistant | N/A |
| Surgeon | N/A |
| Data Scientist | N/A |
| Computer Engineer | $130,550 |
Source: BLS OEWS 2023 (metro-level data)
Population
307,284
Latest estimate
Median Age
33.7 yrs
Census ACS
55.0
Moderate0 = clean · 50 = moderate boundary · lower is better
Source: EPA AirNow
Total Neighborhoods
17
Tracked in our database
Avg Walk Score
N/A
0–100 scale
Avg Median Rent
$1,226
Per month
Avg Home Value
$283,025
Census ACS
| Neighborhood | Walk Score | Median Rent | Home Value |
|---|---|---|---|
| ZIP 55101 | — | $1,630 | $244,900 |
| ZIP 55102 | — | $1,233 | $267,900 |
| ZIP 55103 | — | $986 | $226,100 |
| ZIP 55104 | — | $1,065 | $277,300 |
| ZIP 55105 | — | $1,196 | $444,800 |
| ZIP 55106 | — | $1,172 | $216,300 |
| ZIP 55107 | — | $1,117 | $237,000 |
| ZIP 55108 | — | $1,313 | $345,100 |
| ZIP 55109 | — | $1,262 | $279,300 |
| ZIP 55113 | — | $1,264 | $313,500 |
Showing top 10 of 17 tracked neighborhoods.
January Avg
16°F
July Avg
74°F
Sunny Days / Year
—
Annual Snowfall
—
Climate category: Continental · Source: NOAA/NCEI 30-year normals.
Healthcare Score
50.1
fair
Hospitals
22
Doctors per 1,000
1.00
Insurance Coverage
93.3%
St. Paul has a Regional Price Parity (RPP) index of 104.3. The US national average is 100, so St. Paul is 4.3 points above the national average.
The median gross rent in St. Paul is $1,281 per month according to US Census ACS data.
The median household income in St. Paul is $73,394 per year.
The median home value in St. Paul is $294,500 based on the latest Census ACS survey.
St. Paul has an average Air Quality Index (AQI) of 55.0, which is rated "Moderate" by the EPA. Lower AQI values indicate cleaner air.
Tax data for Minnesota is not yet available.
Data last updated: June 1, 2026 · Sources: US Census ACS, BEA RPP, BLS OEWS, HUD FMR, EPA AirNow, Tax Foundation · Methodology
