Here's what it costs to live in St. Cloud, Minnesota, based on the latest US government data. Renters pay a median of $1,003 per month, while the typical home is valued around $225,000. Households earn a median of $61,374 per year, leaving rent at a manageable share of income for many residents. Below: housing costs, local wages by occupation, neighborhoods, climate, jobs and major industries, and healthcare access — all drawn from US Census, BEA, BLS, HUD, EPA, and NOAA data.
$61,374
Median Income / yr
Census ACS
$1,003
Median Rent / mo
Census ACS
$225,000
Median Home Value
Census ACS
N/A
Cost of Living Index
Studio FMR
$874
HUD · FY2024
1BR Fair Market Rent
$919
HUD · FY2024
2BR Fair Market Rent
$1,206
HUD · FY2024
3BR Fair Market Rent
$1,604
HUD · FY2024
Fair Market Rent is the 40th percentile of gross rents in the metro area · HUD FY2024
| Occupation | Median Annual Wage |
|---|---|
| Software Developer | N/A |
| Registered Nurse | N/A |
| Elementary Teacher | N/A |
| Electrician | N/A |
| Accountant | N/A |
| Plumber | N/A |
| Nurse Practitioner | N/A |
| Civil Engineer | N/A |
| Operations Manager | N/A |
| Market Research Analyst | N/A |
| Health Services Manager | N/A |
| Truck Driver | N/A |
| Physician Assistant | N/A |
| Surgeon | N/A |
| Data Scientist | N/A |
| Computer Engineer | N/A |
Source: BLS OEWS 2023 (metro-level data)
Population
70,629
Latest estimate
Median Age
30.6 yrs
Census ACS
AQI data not available
Source: EPA AirNow
Total Neighborhoods
4
Tracked in our database
Avg Walk Score
N/A
0–100 scale
Avg Median Rent
$963
Per month
Avg Home Value
$209,100
Census ACS
| Neighborhood | Walk Score | Median Rent | Home Value |
|---|---|---|---|
| ZIP 56301 | — | $982 | $246,600 |
| ZIP 56303 | — | $929 | $175,800 |
| ZIP 56304 | — | $916 | $199,500 |
| ZIP 56387 | — | $1,023 | $214,500 |
January Avg
12°F
July Avg
71°F
Sunny Days / Year
—
Annual Snowfall
—
Climate category: Continental · Source: NOAA/NCEI 30-year normals.
Healthcare Score
50.3
fair
Hospitals
1
Doctors per 1,000
1.00
Insurance Coverage
93.8%
The cost of living index for St. Cloud is not yet available.
The median gross rent in St. Cloud is $1,003 per month according to US Census ACS data.
The median household income in St. Cloud is $61,374 per year.
The median home value in St. Cloud is $225,000 based on the latest Census ACS survey.
Air quality data for St. Cloud is not yet available.
Tax data for Minnesota is not yet available.
Data last updated: June 1, 2026 · Sources: US Census ACS, BEA RPP, BLS OEWS, HUD FMR, EPA AirNow, Tax Foundation · Methodology
