Here's what it costs to live in Saginaw, Michigan, based on the latest US government data. Renters pay a median of $922 per month, while the typical home is valued around $60,000. Households earn a median of $38,579 per year, leaving rent at a manageable share of income for many residents. Below: housing costs, local wages by occupation, neighborhoods, climate, jobs and major industries, and healthcare access — all drawn from US Census, BEA, BLS, HUD, EPA, and NOAA data.
Median Household Income
$38,579
Annual · Census ACS
Median Gross Rent
$922
Per month · Census ACS
Median Home Value
$60,000
Census ACS
Cost of Living Index
N/A
BEA RPP · US avg = 100
Studio FMR
$770
HUD Fair Market Rent
1BR Fair Market Rent
$851
HUD FMR
2BR Fair Market Rent
$1,117
HUD FMR
3BR Fair Market Rent
$1,440
HUD FMR
HUD Fair Market Rent = 40th percentile gross rent · FY2024
| Occupation | Median Annual Wage |
|---|---|
| 💻Software Developer | N/A |
| 🏥Registered Nurse | N/A |
| 📚Elementary Teacher | N/A |
| ⚡Electrician | N/A |
| 📊Accountant | N/A |
| 🔧Plumber | N/A |
| ⚕️Nurse Practitioner | N/A |
| 🏗️Civil Engineer | N/A |
| 👔Operations Manager | N/A |
| 📈Market Research Analyst | N/A |
| 🏢Health Services Manager | N/A |
| 🚛Truck Driver | N/A |
| 👨⚕️Physician Assistant | N/A |
| 🩺Surgeon | N/A |
| 🧮Data Scientist | N/A |
| 🖥️Computer Engineer | N/A |
Source: BLS OEWS 2023 (metro-level data)
Population
43,536
Latest estimate
Median Age
35.5 yrs
Census ACS
🌬️
AQI data not available
Source: EPA AirNow
Total Neighborhoods
5
Tracked in our database
Avg Walk Score
N/A
0–100 scale
Avg Median Rent
$946
Per month
Avg Home Value
$107,733
Census ACS
January Avg
24°F
July Avg
72°F
Sunny Days / Year
—
Annual Snowfall
—
Climate category: Continental · Source: NOAA/NCEI 30-year normals.
Healthcare Score
30.9
poor
Hospitals
3
Doctors per 1,000
1.00
Insurance Coverage
92.6%
What is the cost of living index for Saginaw?
The cost of living index for Saginaw is not yet available in our database.
What is the median rent in Saginaw?
The median gross rent in Saginaw is $922 per month according to US Census ACS data.
What is the median household income in Saginaw?
The median household income in Saginaw is $38,579 per year.
What is the median home value in Saginaw?
The median home value in Saginaw is $60,000 based on the latest Census ACS survey.
How is the air quality in Saginaw?
Air quality data for Saginaw is not yet available.
What are the taxes like in Saginaw?
Tax data for Michigan is not yet available.
Data last updated: December 1, 2026 · Sources: US Census ACS, BEA RPP, BLS OEWS, HUD FMR, EPA AirNow, Tax Foundation · Methodology
