Here's what it costs to live in Bay City, Michigan, based on the latest US government data. Renters pay a median of $766 per month, while the typical home is valued around $97,600. Households earn a median of $49,420 per year, leaving rent at a manageable share of income for many residents. Below: housing costs, local wages by occupation, neighborhoods, climate, jobs and major industries, and healthcare access — all drawn from US Census, BEA, BLS, HUD, EPA, and NOAA data.
Median Household Income
$49,420
Annual · Census ACS
Median Gross Rent
$766
Per month · Census ACS
Median Home Value
$97,600
Census ACS
Cost of Living Index
N/A
BEA RPP · US avg = 100
Studio FMR
$809
HUD Fair Market Rent
1BR Fair Market Rent
$814
HUD FMR
2BR Fair Market Rent
$1,030
HUD FMR
3BR Fair Market Rent
$1,399
HUD FMR
HUD Fair Market Rent = 40th percentile gross rent · FY2024
| Occupation | Median Annual Wage |
|---|---|
| 💻Software Developer | N/A |
| 🏥Registered Nurse | N/A |
| 📚Elementary Teacher | N/A |
| ⚡Electrician | N/A |
| 📊Accountant | N/A |
| 🔧Plumber | N/A |
| ⚕️Nurse Practitioner | N/A |
| 🏗️Civil Engineer | N/A |
| 👔Operations Manager | N/A |
| 📈Market Research Analyst | N/A |
| 🏢Health Services Manager | N/A |
| 🚛Truck Driver | N/A |
| 👨⚕️Physician Assistant | N/A |
| 🩺Surgeon | N/A |
| 🧮Data Scientist | N/A |
| 🖥️Computer Engineer | N/A |
Source: BLS OEWS 2023 (metro-level data)
Population
32,320
Latest estimate
Median Age
40.7 yrs
Census ACS
🌬️
AQI data not available
Source: EPA AirNow
Total Neighborhoods
5
Tracked in our database
Avg Walk Score
N/A
0–100 scale
Avg Median Rent
$837
Per month
Avg Home Value
$131,750
Census ACS
January Avg
24°F
July Avg
72°F
Sunny Days / Year
—
Annual Snowfall
—
Climate category: Continental · Source: NOAA/NCEI 30-year normals.
Healthcare Score
30.6
poor
Hospitals
1
Doctors per 1,000
1.00
Insurance Coverage
94.1%
What is the cost of living index for Bay City?
The cost of living index for Bay City is not yet available in our database.
What is the median rent in Bay City?
The median gross rent in Bay City is $766 per month according to US Census ACS data.
What is the median household income in Bay City?
The median household income in Bay City is $49,420 per year.
What is the median home value in Bay City?
The median home value in Bay City is $97,600 based on the latest Census ACS survey.
How is the air quality in Bay City?
Air quality data for Bay City is not yet available.
What are the taxes like in Bay City?
Tax data for Michigan is not yet available.
Data last updated: December 1, 2026 · Sources: US Census ACS, BEA RPP, BLS OEWS, HUD FMR, EPA AirNow, Tax Foundation · Methodology
