San Francisco, California has an overall cost of living index of 117.6, which is 17.6 points above the US average of 100 — making it pricier than most American cities. Renters pay a median of $2,476 per month, while the typical home is valued around $1,394,500. Households earn a median of $140,970 per year, leaving rent at a manageable share of income for many residents. Below: housing costs, local wages by occupation, neighborhoods, climate, jobs and major industries, and healthcare access — all drawn from US Census, BEA, BLS, HUD, EPA, and NOAA data.
$140,970
Median Income / yr
Census ACS
$2,476
Median Rent / mo
Census ACS
$1,394,500
Median Home Value
Census ACS
117.6
Cost of Living Index
Studio FMR
$2,485
HUD · FY2024
1BR Fair Market Rent
$2,977
HUD · FY2024
2BR Fair Market Rent
$3,604
HUD · FY2024
3BR Fair Market Rent
$4,604
HUD · FY2024
Fair Market Rent is the 40th percentile of gross rents in the metro area · HUD FY2024
Each category indexed to the US average of 100. Below 100 = cheaper than average.
Overall
117.6
Goods
115.2
Rents / Housing
200.1
Services
162.2
Source: BEA Regional Price Parities (metro-level)
| Occupation | Median Annual Wage |
|---|---|
| Software Developer | $187,840 |
| Registered Nurse | $178,450 |
| Elementary Teacher | $96,460 |
| Electrician | $104,240 |
| Accountant | $119,870 |
| Plumber | $86,270 |
| Nurse Practitioner | $266,170 |
| Civil Engineer | $134,970 |
| Operations Manager | $178,780 |
| Market Research Analyst | $129,130 |
| Health Services Manager | $180,440 |
| Truck Driver | $68,410 |
| Physician Assistant | N/A |
| Surgeon | N/A |
| Data Scientist | N/A |
| Computer Engineer | $185,080 |
Source: BLS OEWS 2023 (metro-level data)
Population
830,235
Latest estimate
Median Age
40 yrs
Census ACS
AQI data not available
Source: EPA AirNow
Total Neighborhoods
30
Tracked in our database
Avg Walk Score
N/A
0–100 scale
Avg Median Rent
$2,431
Per month
Avg Home Value
$1,457,670
Census ACS
| Neighborhood | Walk Score | Median Rent | Home Value |
|---|---|---|---|
| ZIP 94102 | — | $1,512 | $1,039,000 |
| ZIP 94103 | — | $1,921 | $1,065,100 |
| ZIP 94104 | — | $737 | $2,000,001 |
| ZIP 94105 | — | $3,431 | $1,455,500 |
| ZIP 94107 | — | $3,178 | $1,284,700 |
| ZIP 94108 | — | $1,492 | $1,295,700 |
| ZIP 94109 | — | $2,143 | $1,364,200 |
| ZIP 94110 | — | $2,315 | $1,446,800 |
| ZIP 94111 | — | $2,451 | $1,233,700 |
| ZIP 94112 | — | $2,171 | $1,144,800 |
Showing top 10 of 30 tracked neighborhoods.
January Avg
49°F
July Avg
73°F
Sunny Days / Year
—
Annual Snowfall
—
Climate category: Dry/Arid · Source: NOAA/NCEI 30-year normals.
Healthcare Score
32.1
poor
Hospitals
13
Doctors per 1,000
1.00
Insurance Coverage
96.7%
San Francisco has a Regional Price Parity (RPP) index of 117.6. The US national average is 100, so San Francisco is 17.6 points above the national average.
The median gross rent in San Francisco is $2,476 per month according to US Census ACS data.
The median household income in San Francisco is $140,970 per year.
The median home value in San Francisco is $1,394,500 based on the latest Census ACS survey.
Air quality data for San Francisco is not yet available.
Tax data for California is not yet available.
Data last updated: June 1, 2026 · Sources: US Census ACS, BEA RPP, BLS OEWS, HUD FMR, EPA AirNow, Tax Foundation · Methodology
