Here's what it costs to live in Rancho Santa Margarita, California, based on the latest US government data. Renters pay a median of $2,625 per month, while the typical home is valued around $971,200. Households earn a median of $152,560 per year, leaving rent at a manageable share of income for many residents. Below: housing costs, local wages by occupation, neighborhoods, climate, jobs and major industries, and healthcare access — all drawn from US Census, BEA, BLS, HUD, EPA, and NOAA data.
$152,560
Median Income / yr
Census ACS
$2,625
Median Rent / mo
Census ACS
$971,200
Median Home Value
Census ACS
N/A
Cost of Living Index
1BR Fair Market Rent
N/A
HUD · FY2024
2BR Fair Market Rent
N/A
HUD · FY2024
3BR Fair Market Rent
N/A
HUD · FY2024
Fair Market Rent is the 40th percentile of gross rents in the metro area · HUD FY2024
| Occupation | Median Annual Wage |
|---|---|
| Software Developer | N/A |
| Registered Nurse | N/A |
| Elementary Teacher | N/A |
| Electrician | N/A |
| Accountant | N/A |
| Plumber | N/A |
| Nurse Practitioner | N/A |
| Civil Engineer | N/A |
| Operations Manager | N/A |
| Market Research Analyst | N/A |
| Health Services Manager | N/A |
| Truck Driver | N/A |
| Physician Assistant | N/A |
| Surgeon | N/A |
| Data Scientist | N/A |
| Computer Engineer | N/A |
Source: BLS OEWS 2023 (metro-level data)
Population
46,990
Latest estimate
Median Age
40.9 yrs
Census ACS
AQI data not available
Source: EPA AirNow
Total Neighborhoods
4
Tracked in our database
Avg Walk Score
N/A
0–100 scale
Avg Median Rent
$2,713
Per month
Avg Home Value
$947,475
Census ACS
| Neighborhood | Walk Score | Median Rent | Home Value |
|---|---|---|---|
| ZIP 92678 | — | — | $919,000 |
| ZIP 92679 | — | $3,008 | $1,148,900 |
| ZIP 92688 | — | $2,446 | $819,000 |
| ZIP 92692 | — | $2,684 | $903,000 |
January Avg
58°F
July Avg
73°F
Sunny Days / Year
—
Annual Snowfall
—
Climate category: Dry/Arid · Source: NOAA/NCEI 30-year normals.
Healthcare Score
50.7
fair
Hospitals
200
Doctors per 1,000
1.00
Insurance Coverage
95.0%
The cost of living index for Rancho Santa Margarita is not yet available.
The median gross rent in Rancho Santa Margarita is $2,625 per month according to US Census ACS data.
The median household income in Rancho Santa Margarita is $152,560 per year.
The median home value in Rancho Santa Margarita is $971,200 based on the latest Census ACS survey.
Air quality data for Rancho Santa Margarita is not yet available.
Tax data for California is not yet available.
Data last updated: June 1, 2026 · Sources: US Census ACS, BEA RPP, BLS OEWS, HUD FMR, EPA AirNow, Tax Foundation · Methodology
