Median rent is 51% lower in Spokane ($1,215/mo vs $2,476/mo). Buying is cheaper in Spokane, where the median home runs $363,500 versus $1,394,500. Households earn more in San Francisco ($140,970 vs $70,064 a year). Taken together, Spokane is the more affordable choice with a cost index of 92.4 against 117.6 — about 21% lower overall prices. After adjusting income for local prices, a typical paycheck stretches further in San Francisco, CA.
Cost of living verdict
Spokane is 21% cheaper overall
Cost of Living Index: 92.4 in Spokane vs 117.6 in San Francisco (US national average = 100)
City A
San Francisco, CA
City B
Spokane, WA
How much would you need to earn in Spokane, WA to maintain your standard of living from San Francisco, CA?
Equivalent salary in Spokane, WA
$58,940
You could earn $16,060 less (21% lower) and break even.
Based on BEA Regional Price Parity (cost index) for each metro area. This estimates overall purchasing power; it does not account for taxes or take-home pay differences.
Metric
San Francisco
California
Spokane
Washington
Population
Median Household Income
Annual
Median Gross Rent
Per month
Median Home Value
Cost of Living Index
US avg = 100
1BR Fair Market Rent
HUD FMR
2BR Fair Market Rent
HUD FMR
3BR Fair Market Rent
HUD FMR
Air Quality Index
Lower = cleaner
Top State Income Tax
Top marginal rate
State Sales Tax
Statewide base rate
Median Age
Years
✓ = better value · Sources: Census ACS, BEA, HUD Fair Market Rents, EPA AirNow, Tax Foundation
Renters will find significantly cheaper housing in Spokane — median rent of $1,215/mo versus $2,476/mo in San Francisco, a 51% difference. Home buyers face a steeper market in San Francisco: the median home is $1,394,500 versus $363,500 in Spokane — 74% more expensive.
1BR Fair Market Rent
2BR Fair Market Rent
BLS OEWS 2023 — metro-level data
State tax data is not yet available for these cities.
San Francisco
Income tax: N/A
Sales tax: N/A
Spokane
Income tax: N/A
Sales tax: N/A
Air quality data is available for Spokane (avg AQI 52.0) but not yet for San Francisco.
Pick Spokane if you prioritize lower overall cost of living (index 92.4 vs 117.6).
Pick San Francisco if you prioritize higher median household income ($140,970/yr).
Pick Spokane if you prioritize cheaper rent ($1,215/mo median).
Is San Francisco cheaper than Spokane?
Spokane is cheaper overall, with a cost of living index of 92.4 versus 117.6 (US average = 100). That means prices run about 21% lower in Spokane.
How much is rent in San Francisco vs Spokane?
Median rent is $2,476/mo in San Francisco, CA and $1,215/mo in Spokane, WA. Spokane, WA has the lower rent by about 51%.
Which has higher salaries — San Francisco or Spokane?
Median household income is $140,970 in San Francisco, CA and $70,064 in Spokane, WA. San Francisco, CA has the higher median income. Note that BLS occupational wages in the table above show wages for specific jobs.
Which city has better air quality?
Air quality data is not yet available for one or both cities.
Which has lower taxes — San Francisco or Spokane?
State tax data is not yet available for one or both cities.
What salary do I need in Spokane to match my San Francisco income?
To maintain the same purchasing power, a salary of $100,000 in San Francisco, CA is equivalent to roughly $78,586 in Spokane, WA (using the BEA Regional Price Parity ratio). Use the salary calculator above for any income amount.
Data last updated: December 1, 2026 · Sources: US Census ACS, BEA RPP, BLS OEWS, HUD FMR, EPA AirNow, Tax Foundation · Methodology
