Median rent is 11% lower in Stockton ($1,577/mo vs $1,779/mo). Buying is cheaper in Stockton, where the median home runs $440,900 versus $506,300. Households earn more in Sacramento ($87,321 vs $79,907 a year). Taken together, Stockton is the more affordable choice with a cost index of 98.1 against 109.1 — about 10% lower overall prices.
Cost of living verdict
Stockton is 10% cheaper overall
Cost of Living Index: 98.1 in Stockton vs 109.1 in Sacramento (US national average = 100)
City A
Sacramento, CA
City B
Stockton, CA
How much would you need to earn in Stockton, CA to maintain your standard of living from Sacramento, CA?
Equivalent salary in Stockton, CA
$67,422
You could earn $7,578 less (10% lower) and break even.
Based on BEA Regional Price Parity (cost index) for each metro area. This estimates overall purchasing power; it does not account for taxes or take-home pay differences.
Metric
Sacramento
California
Stockton
California
Population
Median Household Income
Annual
Median Gross Rent
Per month
Median Home Value
Cost of Living Index
US avg = 100
1BR Fair Market Rent
HUD FMR
2BR Fair Market Rent
HUD FMR
3BR Fair Market Rent
HUD FMR
Air Quality Index
Lower = cleaner
Top State Income Tax
Top marginal rate
State Sales Tax
Statewide base rate
Median Age
Years
✓ = better value · Sources: Census ACS, BEA, HUD Fair Market Rents, EPA AirNow, Tax Foundation
Median rent is modestly lower in Stockton at $1,577/mo compared to $1,779/mo in Sacramento (11% gap). Median home values are within 13% of each other: $506,300 in Sacramento and $440,900 in Stockton.
1BR Fair Market Rent
2BR Fair Market Rent
BLS OEWS 2023 — metro-level data
State tax data is not yet available for these cities.
Sacramento
Income tax: N/A
Sales tax: N/A
Stockton
Income tax: N/A
Sales tax: N/A
Stockton has cleaner air on average: 48.0 AQI (Good) compared to 52.0 AQI (Moderate) in the other city. Lower AQI means cleaner, healthier air.
Pick Stockton if you prioritize lower overall cost of living (index 98.1 vs 109.1).
Pick Sacramento if you prioritize higher median household income ($87,321/yr).
Pick Stockton if you prioritize cheaper rent ($1,577/mo median).
Is Sacramento cheaper than Stockton?
Stockton is cheaper overall, with a cost of living index of 98.1 versus 109.1 (US average = 100). That means prices run about 10% lower in Stockton.
How much is rent in Sacramento vs Stockton?
Median rent is $1,779/mo in Sacramento, CA and $1,577/mo in Stockton, CA. Stockton, CA has the lower rent by about 11%.
Which has higher salaries — Sacramento or Stockton?
Median household income is $87,321 in Sacramento, CA and $79,907 in Stockton, CA. Sacramento, CA has the higher median income. Note that BLS occupational wages in the table above show wages for specific jobs.
Which city has better air quality?
Stockton, CA has better air quality on average: 48.0 AQI versus 52.0 AQI. Both are EPA AirNow annual averages; lower is better.
Which has lower taxes — Sacramento or Stockton?
State tax data is not yet available for one or both cities.
What salary do I need in Stockton to match my Sacramento income?
To maintain the same purchasing power, a salary of $100,000 in Sacramento, CA is equivalent to roughly $89,896 in Stockton, CA (using the BEA Regional Price Parity ratio). Use the salary calculator above for any income amount.
Data last updated: December 1, 2026 · Sources: US Census ACS, BEA RPP, BLS OEWS, HUD FMR, EPA AirNow, Tax Foundation · Methodology
