Median rent is 10% lower in Norfolk ($1,321/mo vs $1,465/mo). Buying is cheaper in Norfolk, where the median home runs $289,900 versus $293,700. Households earn more in Jacksonville ($69,872 vs $66,109 a year). Taken together, Norfolk is the more affordable choice with a cost index of 97.7 against 99.6 — about 2% lower overall prices. After adjusting income for local prices, a typical paycheck stretches further in Jacksonville, FL.
Cost of living verdict
Norfolk is 2% cheaper overall
Cost of Living Index: 97.7 in Norfolk vs 99.6 in Jacksonville (US national average = 100)
City A
Jacksonville, FL
City B
Norfolk, VA
How much would you need to earn in Norfolk, VA to maintain your standard of living from Jacksonville, FL?
Equivalent salary in Norfolk, VA
$73,553
You could earn $1,447 less (2% lower) and break even.
Based on BEA Regional Price Parity (cost index) for each metro area. This estimates overall purchasing power; it does not account for taxes or take-home pay differences.
Metric
Jacksonville
Florida
Norfolk
Virginia
Population
Median Household Income
Annual
Median Gross Rent
Per month
Median Home Value
Cost of Living Index
US avg = 100
1BR Fair Market Rent
HUD FMR
2BR Fair Market Rent
HUD FMR
3BR Fair Market Rent
HUD FMR
Air Quality Index
Lower = cleaner
Top State Income Tax
Top marginal rate
State Sales Tax
Statewide base rate
Median Age
Years
✓ = better value · Sources: Census ACS, BEA, HUD Fair Market Rents, EPA AirNow, Tax Foundation
Median rent is modestly lower in Norfolk at $1,321/mo compared to $1,465/mo in Jacksonville (10% gap). Median home values are within 1% of each other: $293,700 in Jacksonville and $289,900 in Norfolk.
1BR Fair Market Rent
2BR Fair Market Rent
BLS OEWS 2023 — metro-level data
State tax data is not yet available for these cities.
Jacksonville
Income tax: N/A
Sales tax: N/A
Norfolk
Income tax: N/A
Sales tax: N/A
Norfolk has cleaner air on average: 45.0 AQI (Good) compared to 51.0 AQI (Moderate) in the other city. Lower AQI means cleaner, healthier air.
Pick Norfolk if you prioritize cleaner air quality (avg AQI 45.0).
Is Jacksonville cheaper than Norfolk?
Norfolk is cheaper overall, with a cost of living index of 97.7 versus 99.6 (US average = 100). That means prices run about 2% lower in Norfolk.
How much is rent in Jacksonville vs Norfolk?
Median rent is $1,465/mo in Jacksonville, FL and $1,321/mo in Norfolk, VA. Norfolk, VA has the lower rent by about 10%.
Which has higher salaries — Jacksonville or Norfolk?
Median household income is $69,872 in Jacksonville, FL and $66,109 in Norfolk, VA. Jacksonville, FL has the higher median income. Note that BLS occupational wages in the table above show wages for specific jobs.
Which city has better air quality?
Norfolk, VA has better air quality on average: 45.0 AQI versus 51.0 AQI. Both are EPA AirNow annual averages; lower is better.
Which has lower taxes — Jacksonville or Norfolk?
State tax data is not yet available for one or both cities.
What salary do I need in Norfolk to match my Jacksonville income?
To maintain the same purchasing power, a salary of $100,000 in Jacksonville, FL is equivalent to roughly $98,070 in Norfolk, VA (using the BEA Regional Price Parity ratio). Use the salary calculator above for any income amount.
Data last updated: December 1, 2026 · Sources: US Census ACS, BEA RPP, BLS OEWS, HUD FMR, EPA AirNow, Tax Foundation · Methodology
