Median rent is 22% lower in St. Paul ($1,281/mo vs $1,641/mo). Buying is cheaper in Garland, where the median home runs $270,800 versus $294,500. Households earn more in Garland ($76,320 vs $73,394 a year).
City A
Garland, TX
City B
St. Paul, MN
How much would you need to earn in St. Paul, MN to maintain your standard of living from Garland, TX?
A cost-of-living index isn't available for one of these cities yet, so we can't compute an equivalent salary.
Based on BEA Regional Price Parity (cost index) for each metro area. This estimates overall purchasing power; it does not account for taxes or take-home pay differences.
Metric
Garland
Texas
St. Paul
Minnesota
Population
Median Household Income
Annual
Median Gross Rent
Per month
Median Home Value
Cost of Living Index
US avg = 100
1BR Fair Market Rent
HUD FMR
2BR Fair Market Rent
HUD FMR
3BR Fair Market Rent
HUD FMR
Air Quality Index
Lower = cleaner
Top State Income Tax
Top marginal rate
State Sales Tax
Statewide base rate
Median Age
Years
✓ = better value · Sources: Census ACS, BEA, HUD Fair Market Rents, EPA AirNow, Tax Foundation
Renters will find significantly cheaper housing in St. Paul — median rent of $1,281/mo versus $1,641/mo in Garland, a 22% difference. Median home values are within 8% of each other: $270,800 in Garland and $294,500 in St. Paul.
BLS OEWS 2023 — metro-level data
State tax data is not yet available for these cities.
Garland
Income tax: N/A
Sales tax: N/A
St. Paul
Income tax: N/A
Sales tax: N/A
Both cities have similar air quality: Garland averages 55.0 AQI (Moderate) and St. Paul averages 55.0 AQI (Moderate).
Pick St. Paul if you prioritize cheaper rent ($1,281/mo median).
Is Garland cheaper than St. Paul?
Cost of living index data is not yet available for one or both cities.
How much is rent in Garland vs St. Paul?
Median rent is $1,641/mo in Garland, TX and $1,281/mo in St. Paul, MN. St. Paul, MN has the lower rent by about 22%.
Which has higher salaries — Garland or St. Paul?
Median household income is $76,320 in Garland, TX and $73,394 in St. Paul, MN. Garland, TX has the higher median income. Note that BLS occupational wages in the table above show wages for specific jobs.
Which city has better air quality?
St. Paul, MN has better air quality on average: 55.0 AQI versus 55.0 AQI. Both are EPA AirNow annual averages; lower is better.
Which has lower taxes — Garland or St. Paul?
State tax data is not yet available for one or both cities.
What salary do I need in St. Paul to match my Garland income?
RPP data needed for salary equivalence calculation is not yet available.
Data last updated: December 1, 2026 · Sources: US Census ACS, BEA RPP, BLS OEWS, HUD FMR, EPA AirNow, Tax Foundation · Methodology
