Median rent is 22% lower in Lubbock ($1,182/mo vs $1,509/mo). Buying is cheaper in Lubbock, where the median home runs $212,400 versus $303,000. Households earn more in Fort Worth ($79,507 vs $60,895 a year). Taken together, Lubbock is the more affordable choice with a cost index of 91.0 against 102.5 — about 11% lower overall prices. After adjusting income for local prices, a typical paycheck stretches further in Fort Worth, TX.
Cost of living verdict
Lubbock is 11% cheaper overall
Cost of Living Index: 91.0 in Lubbock vs 102.5 in Fort Worth (US national average = 100)
City A
Fort Worth, TX
City B
Lubbock, TX
How much would you need to earn in Lubbock, TX to maintain your standard of living from Fort Worth, TX?
Equivalent salary in Lubbock, TX
$66,585
You could earn $8,415 less (11% lower) and break even.
Based on BEA Regional Price Parity (cost index) for each metro area. This estimates overall purchasing power; it does not account for taxes or take-home pay differences.
Metric
Fort Worth
Texas
Lubbock
Texas
Population
Median Household Income
Annual
Median Gross Rent
Per month
Median Home Value
Cost of Living Index
US avg = 100
1BR Fair Market Rent
HUD FMR
2BR Fair Market Rent
HUD FMR
3BR Fair Market Rent
HUD FMR
Air Quality Index
Lower = cleaner
Top State Income Tax
Top marginal rate
State Sales Tax
Statewide base rate
Median Age
Years
✓ = better value · Sources: Census ACS, BEA, HUD Fair Market Rents, EPA AirNow, Tax Foundation
Renters will find significantly cheaper housing in Lubbock — median rent of $1,182/mo versus $1,509/mo in Fort Worth, a 22% difference. Home buyers face a steeper market in Fort Worth: the median home is $303,000 versus $212,400 in Lubbock — 30% more expensive.
1BR Fair Market Rent
2BR Fair Market Rent
BLS OEWS 2023 — metro-level data
State tax data is not yet available for these cities.
Fort Worth
Income tax: N/A
Sales tax: N/A
Lubbock
Income tax: N/A
Sales tax: N/A
Air quality data is available for Lubbock (avg AQI 24.0) but not yet for Fort Worth.
Pick Lubbock if you prioritize lower overall cost of living (index 91.0 vs 102.5).
Pick Fort Worth if you prioritize higher median household income ($79,507/yr).
Pick Lubbock if you prioritize cheaper rent ($1,182/mo median).
Is Fort Worth cheaper than Lubbock?
Lubbock is cheaper overall, with a cost of living index of 91.0 versus 102.5 (US average = 100). That means prices run about 11% lower in Lubbock.
How much is rent in Fort Worth vs Lubbock?
Median rent is $1,509/mo in Fort Worth, TX and $1,182/mo in Lubbock, TX. Lubbock, TX has the lower rent by about 22%.
Which has higher salaries — Fort Worth or Lubbock?
Median household income is $79,507 in Fort Worth, TX and $60,895 in Lubbock, TX. Fort Worth, TX has the higher median income. Note that BLS occupational wages in the table above show wages for specific jobs.
Which city has better air quality?
Air quality data is not yet available for one or both cities.
Which has lower taxes — Fort Worth or Lubbock?
State tax data is not yet available for one or both cities.
What salary do I need in Lubbock to match my Fort Worth income?
To maintain the same purchasing power, a salary of $100,000 in Fort Worth, TX is equivalent to roughly $88,779 in Lubbock, TX (using the BEA Regional Price Parity ratio). Use the salary calculator above for any income amount.
Data last updated: December 1, 2026 · Sources: US Census ACS, BEA RPP, BLS OEWS, HUD FMR, EPA AirNow, Tax Foundation · Methodology
