Median rent is 12% lower in Buffalo ($1,046/mo vs $1,182/mo). Buying is cheaper in Buffalo, where the median home runs $164,200 versus $212,400. Households earn more in Lubbock ($60,895 vs $50,041 a year). Taken together, Lubbock is the more affordable choice with a cost index of 91.0 against 94.9 — about 4% lower overall prices. After adjusting income for local prices, a typical paycheck stretches further in Lubbock, TX.
Cost of living verdict
Lubbock is 4% cheaper overall
Cost of Living Index: 91.0 in Lubbock vs 94.9 in Buffalo (US national average = 100)
City A
Buffalo, NY
City B
Lubbock, TX
How much would you need to earn in Lubbock, TX to maintain your standard of living from Buffalo, NY?
Equivalent salary in Lubbock, TX
$71,894
You could earn $3,106 less (4% lower) and break even.
Based on BEA Regional Price Parity (cost index) for each metro area. This estimates overall purchasing power; it does not account for taxes or take-home pay differences.
Metric
Buffalo
New York
Lubbock
Texas
Population
Median Household Income
Annual
Median Gross Rent
Per month
Median Home Value
Cost of Living Index
US avg = 100
1BR Fair Market Rent
HUD FMR
2BR Fair Market Rent
HUD FMR
3BR Fair Market Rent
HUD FMR
Air Quality Index
Lower = cleaner
Top State Income Tax
Top marginal rate
State Sales Tax
Statewide base rate
Median Age
Years
✓ = better value · Sources: Census ACS, BEA, HUD Fair Market Rents, EPA AirNow, Tax Foundation
Median rent is modestly lower in Buffalo at $1,046/mo compared to $1,182/mo in Lubbock (12% gap). Home buyers face a steeper market in Lubbock: the median home is $212,400 versus $164,200 in Buffalo — 23% more expensive.
1BR Fair Market Rent
2BR Fair Market Rent
BLS OEWS 2023 — metro-level data
State tax data is not yet available for these cities.
Buffalo
Income tax: N/A
Sales tax: N/A
Lubbock
Income tax: N/A
Sales tax: N/A
Lubbock has cleaner air on average: 24.0 AQI (Good) compared to 54.0 AQI (Moderate) in the other city. Lower AQI means cleaner, healthier air.
Pick Lubbock if you prioritize lower overall cost of living (index 91.0 vs 94.9).
Pick Lubbock if you prioritize higher median household income ($60,895/yr).
Pick Buffalo if you prioritize cheaper rent ($1,046/mo median).
Pick Lubbock if you prioritize cleaner air quality (avg AQI 24.0).
Is Buffalo cheaper than Lubbock?
Lubbock is cheaper overall, with a cost of living index of 91.0 versus 94.9 (US average = 100). That means prices run about 4% lower in Lubbock.
How much is rent in Buffalo vs Lubbock?
Median rent is $1,046/mo in Buffalo, NY and $1,182/mo in Lubbock, TX. Buffalo, NY has the lower rent by about 12%.
Which has higher salaries — Buffalo or Lubbock?
Median household income is $50,041 in Buffalo, NY and $60,895 in Lubbock, TX. Lubbock, TX has the higher median income. Note that BLS occupational wages in the table above show wages for specific jobs.
Which city has better air quality?
Lubbock, TX has better air quality on average: 24.0 AQI versus 54.0 AQI. Both are EPA AirNow annual averages; lower is better.
Which has lower taxes — Buffalo or Lubbock?
State tax data is not yet available for one or both cities.
What salary do I need in Lubbock to match my Buffalo income?
To maintain the same purchasing power, a salary of $100,000 in Buffalo, NY is equivalent to roughly $95,859 in Lubbock, TX (using the BEA Regional Price Parity ratio). Use the salary calculator above for any income amount.
Data last updated: December 1, 2026 · Sources: US Census ACS, BEA RPP, BLS OEWS, HUD FMR, EPA AirNow, Tax Foundation · Methodology
